[michael papworth]

With a driving ban and a speeding conviction under your belt, I guess the roads will be a bit safer without you on them.

[Alistair@AWC]

A bit harsh Wally, this guy could lose his livelihood because he trusted a friend!

[♠Winp®oClean♠]

I can't understand how you got to keep your van

So they let you drive off again un-insured??

[East coast window cleaning Services]

With a driving ban and a speeding conviction under your belt, I guess the roads will be a bit safer without you on them.

Bit harsh fella aint it?

where they pull ya??

[Gav Camm lammy 283]

got any motor trader m8s to say u were
doing a bit ov valeting for them 

[Ryan @ Transparent, Carlisle]

just a note on this subject

Insurance companies will not "void" policies without notice, even if you fail to keep up payments

[LWC]

Sorry mate, 6 points coming your way, IN10 and be prepared for people to refuse to insure you. You could possibly have a fine to of at least £250.

I know this because 6 years ago i drove my dads car as you under the impression i was insured as i insured 2 vehicles fully comp in my name and thought i was covered. I got the points and the annoying refusals!

Sorry bud, just the way it goes. But has taught me a lesson, i will never drive anyones vehicles, not even sit in their seat.

[daz1977]

could of been worse mate, u could of ran someone over then found out u had no insurance,

look on bright side, u still got van,  employ some one to drive and get them insursed and carry on with ur business and dont trust anyone

[davids3511]

A bit harsh Wally, this guy could lose his livelihood because he trusted a friend!

He's already had one ban and was 3 points short of another one when he is now about to get 6 more. If his livelyhood was that important to him he would take more care. Harsh I know but I would never put myself in this position, I've had 3 points in 14 years of uk driving. I know that if I had done a retest and only had elbow room of 6 points I would not have got 3 points for speeding.

I am sure he is a great guy and a decent fella but what about those he is sharing the road with. He owes them a bit more responsibility and care.

[Mike_G]

Check your insurance and see if you are allowed to drive another vehicle with the owners permission, most insurances used to do this as standard but they have phased it out over the past few years. Check both your car and van policies just incase one or the other has it. My van insurance only allows me in my van but the wifes policy on her car allows her to drive any other vehicle it all depends on the insurance company.  I agree with some of the other comments it does seem very strange that they let you keep the van normally they wouldn't let you back in it, so make sure the van isn't insured thru your mate because police databases are not always correct.

[The Jester of Wibbly]

really feel for you mate.   Makes you think though after something like this for the reast of us.  Check ya paperwork.  I just made a call to my insurance for my partners car to include for business use for the times my vehicle is off the road.  Cost me £15, small pprice really.

Sorry again.

[Gav Camm lammy 283]

A bit harsh Wally, this guy could lose his livelihood because he trusted a friend!

He's already had one ban and was 3 points short of another one when he is now about to get 6 more. If his livelyhood was that important to him he would take more care. Harsh I know but I would never put myself in this position, I've had 3 points in 14 years of uk driving. I know that if I had done a retest and only had elbow room of 6 points I would not have got 3 points for speeding.

I am sure he is a great guy and a decent fella but what about those he is sharing the road with. He owes them a bit more responsibility and care.

he is a descent guy a gud lad its his m8s fault end ov
i no both guys personally n richy will learn a valuable lesson fr this
he'll no who is m8s r if i av to work along side him , if he gets banned i will
 help the lad all i can cuz i no he'd do same 4 me 

[richywilts]

iv been in touch with the insurance company today and been down the cop shop we didnt take policy out till november the 4th 2009 and i paid the initial £115 then ste was meant to pay the monthly installments, december 4th payment not made, they tried to contact him via phone and email, jan 4th 2009 payment not made, jan 8th they said they gave 7 days notice to pay 16th still no payment policy cancelled. he said no ones been in touch at all. the police said if i can prove that i really wasnt aware then i may get away with it.weve borrowed the van to a friend since feb to end of march n he wasnt pulled he said he'l write a letter etc if need be, im goin to visit a solicitor tmoz see wat they can do to help.

i had been asking ste if the payments had been made n he said yeah i think so.

[Gav Camm lammy 283]

iv been in touch with the insurance company today and been down the cop shop we didnt take policy out till november the 4th 2009 and i paid the initial £115 then ste was meant to pay the monthly installments, december 4th payment not made, they tried to contact him via phone and email, jan 4th 2009 payment not made, jan 8th they said they gave 7 days notice to pay 16th still no payment policy cancelled. he said no ones been in touch at all. the police said if i can prove that i really wasnt aware then i may get away with it.weve borrowed the van to a friend since feb to end of march n he wasnt pulled he said he'l write a letter etc if need be, im goin to visit a solicitor tmoz see wat they can do to help.

i had been asking ste if the payments had been made n he said yeah i think so.

do u want ma cousins num she a barrister lad 

[Proclean ne]

Every fully comp van insurance i have had over the years has not let me drive another van 3rd party car yes but not van?

[richywilts]

why didnt they take it off you at the side of the road, if you had no insurance they would of took it,  did they think you was insured give you a produced, u have gone to get ur insurnace and then ste said he has no insurance

because it was late at nite and i think the fact they believed my story n the fact that i wouldnt drive uninsured 400miles intentionally luckily i had just renewed the insurance on my new car the nite before and had the confirmation email on my blackberry so they gave me a producer to see what i could arrange, they could see that i had fully comp insurance etc

[richywilts]

sod this im gna go n c mr loophole who celebritys use!!!

[Gav Camm lammy 283]

hope u get this sorted m8

[richywilts]

With a driving ban and a speeding conviction under your belt, I guess the roads will be a bit safer without you on them.

Bit harsh fella aint it?

where they pull ya??

i got caught in staffordshire ricky bout 50miles from home

[Gav Camm lammy 283]

staffs bobbies r the worst jus ask dean tab lol