[Rcs]

How many one man bands out there have insurance

[leapstallbuildings]

How many one man bands out there have insurance

Insurance for what?  There are a number of different kinds.

[chopsie]

not me.I do not think anyone will nick my backpack drum,harmonica,or knee tambourines  

[stfc]

you should have insurance imo,i have axa with up to 5 million worth of cover

[s.w.c]

mines with fortis.

[cleewindows]

how much does it cost with axa?
Im looking for insurance at the minute.

you should have insurance imo,i have axa with up to 5 million worth of cover

[Rcs]

Public liability

[Jays Window Cleaning]

im with simple buisness 2milion cover 130 for the year. as my round gets bigger than i will alter it to 5million,

jay

[Rcs]

this at sound a stupid question but why do you need a mil cover for cleaning a few windows

[stfc]

how much does it cost with axa?
Im looking for insurance at the minute.

you should have insurance imo,i have axa with up to 5 million worth of cover

11.75 per month

regards

[stfc]

this at sound a stupid question but why do you need a mil cover for cleaning a few windows

windows can crack you never know,also when on roofs it could cave in from under your feet etc etc

[Jays Window Cleaning]

I know it does sound crazy but if some one wants to go through courts then you can be talking big money.

axa sounds good too

[Nathanael Jones]

The big money claims come from personal injury. If your ladder falls or pole snaps & hits someone on the head then the resulting claim could be huge. Property damage is an issue, but its rare the money gets big on that side of things. I have €6.5 million cover for €600 per annum which covers me for property worked on (many policies don't!) and covers the use of ladders, access equipment, pressure washing and office/shop cleaning work.

Many of my commercial contracts require a copy of my insurance details, and  even when it isn't requested I always include it with the quote pack as it helps convey the professional image I want for my business.

[prestige cleaners]

i pay £60 per year for £1,000,000 cover for public liability, its £20 extra for property damage,

dont think any other companies will come close

www.insuredrisks.co.uk

[Jays Window Cleaning]

How much public liability cover should we have 1 million ? 2 million? 5 million?

[Martin ccs]

should be asking who hasnt got insurance!

public liabilty is a must - covers you for any injury you may cause to a customer/public.

will also need cover for damages property and so on.

dont confuse public liabilty with any damage cover!

[Ryan @ Transparent, Carlisle]

public liability is not legally required. Unless you employ someone.

Work on your own, its your choice to have it or not. But bear in mind the consequences if you do not have it, and an accident occurs

[Jays Window Cleaning]

I think alot of people dont have it cause they think its gonna cost them loads but in the long runn if you dont have it could cost you a whole lot more.

[leapstallbuildings]

Public liability

Yes.  I have that.

[sparklebright]

Public Liability is a must no matter how careful you are.

Had a freak accident a few months ago, and while a claim didn't go through in the end it was a massive comfort to know I was covered, it was worth £90 for that alone