[Tosh]

http://www.ukdirectdebit.com/faq.html

that is one i have just picked out of the sky from a google search. i think that shows it can be done

No you can't dimwit; read through the site!

[Steve CM]

i must be dim. why can't you then?

[Steve CM]

Who controls your business or, more to the point,
who controls your businesses' CASHFLOW?
If you are paid for the Goods and/or Services you supply by:

Cash, Cheque, any form of Bank Transfer or Standing Order

then your business is, in effect, CONTROLLED by your CUSTOMERS!

UK Direct Debit can help you take back control from your customers and put it
back into the business where it belongs!

How? We are UNIQUE in the UK - we can provide access to Direct Debit collection to almost any business - including New Start Ups!

[Steve CM]

i think that answers my question and yours

[Tosh]

Steve,

I didn't bother looking at your link; why should I do your research for you?

But what do you think?  Is DD feasible via this company?  What's the charges? 

[Steve CM]

charges are irrelevant, you said it can't be done! it can!!

point proven i believe

[Tosh]

charges are irrelevant, you said it can't be done! it can!!

point proven i believe

The proof is in the pudding.  Show me a window cleaner this works for?  I bet you can't, because it doesn't work.

Are you friends with Ronnie?

[Steve CM]

charges are irrelevant, you said it can't be done! it can!!

point proven i believe

The proof is in the pudding.  Show me a window cleaner this works for?  I bet you can't, because it doesn't work.

Are you friends with Ronnie?

your trying to get a rise and it won't happen my friend  your just showing what your made of again its lovely really thank you 

i've proven my point! wether it works for you is irrelevant.

[Tosh]

Steve,  you've proven nothing apart from that you're daft enough to believe in some marketting material;

have a look here www.directdebitsareforbigcompanies.com and that'll show you that you can't do DDs unless you're PLC registered.

So you're wrong, wrong, wrong, my little friend.

[Steve CM]

nice link brain box

[LWC]

Slightly off subject

[Tosh]

nice link brain box

 

[Lee Pryor]

Wow i love a heated discussion. fun to read through this now im home.

So i will try to clear things up.

Q. Why use direct debit and not internet banking from the customer.

A. because i have loads of customers and i dont want to look through to see who has and hasnt paid thats why. same thing with standing order. the direct debit system will tell me when a payment didnt go through.

Q. do you have to be a large company to use direct debit?

A. Hell no, sole trader doesnt matter, turnover doesnt matter. cashbacs is a company that will handle it for you.

Q. there must be a charge for this

A. of course and its 13pence per transaction regardless of the amount being transfered. in my opinion a small price to pay given the added benefits. in fact a lot less than paypal charge

Q. scope for fraud as you can adjust the amount being taken.

A. thats true. you can change the amount each month which is why cashbacs also take a further 10% of the transaction value to cover themselves if you decided to pull a fast one. this is a rolling amount and is returned to you each month when the next lot go through and so on and so on.

You know Tosh you do express some strong opinions on here, now is it more likely that your right or is it more likely that someone else has done months of research, spent many hours on the phone to the business bank manager and casbacs and really learnt all the FACTS about these things?

I think its important to remember that knowone knows it all and its better to keep an open mind than a closed one. so many opinions a based in hear say rather than quality research and fact.

I will be pleased to let you all know when i recieve my first direct debit payment for window cleaning, which i would say will be within the next 8 weeks.

Oh one more thing BACS is the name of the international system through which direct debit paymens travel.

[Steve CM]

good post lee. A man that chats sense.  let us know how you get on and i'll have a look at this company if all is well. 

[seandyer2003]

Another advantage is you could guarantee they pay for at least 3, or 6 or 12 months depending on what you want, as if you had a signed dd mandate and contract they cant cancel on you, or if they did you can claim your money back through debt collection agency etc

Good idea on dd i might look into it for commercial and some residential

[karygate]

would it not be cheaper to pay someone to do your collecting for you .

[Lee Pryor]

Gary were way too big for that. besides i want every payment at the same time each month.

[Steve CM]

would it not be cheaper to pay someone to do your collecting for you .

it would be a huge task to under take each month. probably good if your a tax dodger i've just started paying someone to chase money in for me over the phone taking creditcard payments

[dai]

It looks good.
When I saw that photo above, I thought it was a leg pull.

[Window Washers]

It looks good.
When I saw that photo above, I thought it was a leg pull.

Dai, your showing your age if you thought that looked good!