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Lee Pryor

  • Posts: 2287
we are on the brink of offering this, cant waite to have that outstanding money where it belongs, in my pocket.

Anyone else do dd with their customers?
The best way to predict the future is to create it.

Steve CM

Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #1 on: February 19, 2009, 05:11:18 pm »
Lee when you hook it up mate let us know all the ins and outs please? if its viable its something i would seriously look at

Lee Pryor

  • Posts: 2287
Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #2 on: February 19, 2009, 05:15:50 pm »
it is viable, ive been on the phone to the company that does it all afternoon, im going live within the next 4 weeks.

Steve check this out and give them a call, when you realise how easy it is you will wonder why everyone isnt doing it

http://www.cashbacs.com/
The best way to predict the future is to create it.

Steve CM

Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #3 on: February 19, 2009, 05:21:49 pm »
ok mate i'll have a gander

Chameleon

Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #4 on: February 19, 2009, 05:56:44 pm »
The first thing I noticed was... Free Trial!

Is it just me?
nothing for nothing these days, nothing new! >:(

I'm not that worried about late payments, can you tell? ::)

Window Washers

  • Posts: 9036
Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #5 on: February 19, 2009, 07:05:51 pm »
we are on the brink of offering this, cant waite to have that outstanding money where it belongs, in my pocket.

Anyone else do dd with their customers?
Lee is this a different option to the one we talked about the other week ?
If your not willing to learn, No one can help you, If you are determined to learn, No one can stop you ;)

RO-Sheen

  • Posts: 1308
Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #6 on: February 19, 2009, 07:15:52 pm »
Why are you going through a company???
All  you have to do is give your customer your sort code and account number and they just set their internet banking to transfer £10 or whatever into your account every month!
Some of my customers do this but to be honest I dont encourage it because it can get a bit confusing if you fall behind due to holidays, Xmas, snow etc and then your customers will end up paying you before you clean the windows.
Instead, I clean the windows, pop a 'I came today' form through their door and they then transfer payment.
Formerly known as GARGAAX

Window Washers

  • Posts: 9036
Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #7 on: February 19, 2009, 07:20:51 pm »
Why are you going through a company???
All  you have to do is give your customer your sort code and account number and they just set their internet banking to transfer £10 or whatever into your account every month!
Some of my customers do this but to be honest I dont encourage it because it can get a bit confusing if you fall behind due to holidays, Xmas, snow etc and then your customers will end up paying you before you clean the windows.
Instead, I clean the windows, pop a 'I came today' form through their door and they then transfer payment.
Because if you have a lot of these payments it becomes a nightmare, and also if you have a lot of debt again not good, I would love to set up direct debit, they pay same time each month, if we are late they are still cleaned and the following time they revert because to normal shedule so this makes DD I very positive business move imo
If your not willing to learn, No one can help you, If you are determined to learn, No one can stop you ;)

Steve CM

Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #8 on: February 19, 2009, 08:00:22 pm »
Why are you going through a company???
All  you have to do is give your customer your sort code and account number and they just set their internet banking to transfer £10 or whatever into your account every month!
Some of my customers do this but to be honest I dont encourage it because it can get a bit confusing if you fall behind due to holidays, Xmas, snow etc and then your customers will end up paying you before you clean the windows.
Instead, I clean the windows, pop a 'I came today' form through their door and they then transfer payment.

one simple fact. you can control your cash flow as you have a direct line into their account

Tosh

Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #9 on: February 19, 2009, 08:13:59 pm »
None of you guys can do the Direct Debit thing; you have to be a MAJOR company to qualify to be able to do DD.

With a direct debit you could for example take £100 out of a customers account instead of the normal payment of £10 for the cost of their window cleaning; you have control over the amount you deduct; so there's a lot of scope for fraud.

However, Standing Orders is a different matter altogether, and I have a few customers who pay me in this manner.

It's easy to set up and advertise, but that's another post, and it's simple if you clean on a calander monthly basis (as I do; mostly), because the customer can easily set up a monthly payment for a monthly clean.  But it will get complicated if you have a different cleaning frequency.

Also, what I do when I'm late, so I've received two payments and have only cleaned the once (which has happened), I end up cleaning the windows and then posting the money for the extra payment I've received through their letter box with a letter of explanation.

That feels weird though; cleaning someone's windows and PAYING THEM

One of my customers was in when I paid them and he said he was putting the price up for next month!  ;D

Steve CM

Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #10 on: February 19, 2009, 08:35:34 pm »
None of you guys can do the Direct Debit thing; you have to be a MAJOR company to qualify to be able to do DD.

wrong i'm afraid you can use a third party on your behalf

Tosh

Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #11 on: February 19, 2009, 08:44:04 pm »
None of you guys can do the Direct Debit thing; you have to be a MAJOR company to qualify to be able to do DD.

wrong i'm afraid you can use a third party on your behalf

Show us!  Oh and show us the charges for it too.

Window Washers

  • Posts: 9036
Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #12 on: February 19, 2009, 08:49:52 pm »
None of you guys can do the Direct Debit thing; you have to be a MAJOR company to qualify to be able to do DD.

wrong i'm afraid you can use a third party on your behalf

Show us!  Oh and show us the charges for it too.
Tosh, everyone charges for everything, if it means I get my debts list down and keep it down month in month out thats all good imo growing day in day out the debts rise the same, this is a way I see forward to less debt for my comapany and more cash flow as Steve from clear magnet said  ;D
If your not willing to learn, No one can help you, If you are determined to learn, No one can stop you ;)

Tosh

Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #13 on: February 19, 2009, 08:58:46 pm »
I agree, but I didn't realise we actually could do Direct Debits; from what I read it was only companies of a 'certain standing' that could do them; from a legal point of view.

I'd be interested to find out how this works.

Steve CM

Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #14 on: February 19, 2009, 09:02:52 pm »
i got advised by my bank that you need to turn over in excess of 1 million for your company to be eligible for direct debits. if i can find the details on the company i found i'll post the link up. the charges wern't excessive but they did want to see 1000 transactions a month. Lee on the other hand seems to have found another solution with the link he posted up

Steve CM

Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #15 on: February 19, 2009, 09:03:43 pm »
clear magnet said  ;D

i wondered why all the customers come to me! :D

Window Washers

  • Posts: 9036
Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #16 on: February 19, 2009, 09:05:48 pm »
clear magnet said  ;D

i wondered why all the customers come to me! :D
lol, i have just given you an idea  ;D
If your not willing to learn, No one can help you, If you are determined to learn, No one can stop you ;)

Tosh

Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #17 on: February 19, 2009, 09:25:47 pm »
None of you guys can do the Direct Debit thing; you have to be a MAJOR company to qualify to be able to do DD.

wrong i'm afraid you can use a third party on your behalf

No you can't; you're very wrong and Lee's link was about BACs.

Shut up, you don't know what you're talking about. ;D

Steve CM

Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #18 on: February 19, 2009, 09:29:52 pm »
None of you guys can do the Direct Debit thing; you have to be a MAJOR company to qualify to be able to do DD.

wrong i'm afraid you can use a third party on your behalf

No you can't; you're very wrong and Lee's link was about BACs.

Shut up, you don't know what you're talking about. ;D

ok the geordie is right and were wrong. back to the drawing board chaps! ::)

Steve CM

Re: Fed up with late payers? go Direct Debit, its easier than you think
« Reply #19 on: February 19, 2009, 09:33:58 pm »
http://www.ukdirectdebit.com/faq.html

that is one i have just picked out of the sky from a google search. i think that shows it can be done ;)