[windowwashers]

Try Contract Hire instead, no large deposit and no final payment.

Best deal I have come across recently was on a VW Transporter T32 102PS

£228 +VAT per month for 3 years.

3 months payment as deposit.

I had no large deposit.
3 months payments, then no payments for nearly 2 months.

Something fishy there Alex.
That only comes to 9600-odd, and a Transporter costs nearly double that.

My van is 276 per month and 5000 to pay in 4 years.
I'll change it after 3 years when I owe 7100.
Not a problem with a 3 year old van with 15-17,000 miles on.
It'll be worth closer to 8000

Trade it in for another new one, and off we go.

(sorry I've got no pound signs, but I installed a new Windows and it's set to US keyboard, and I don't know how to change it!)

Instructions for Windows Vista
Click Start and then Control Panel
In Control Panel, if you are in Classic View, click on Control Panel Home (top left corner)
Open Clock, Language, and Region
Click on Regional and Language Options.
Click the Keyboards and Languages tab and then click Change keyboards.
Under Installed services, click Add.
In the Add Input Language dialog box, select the keyboard layout you would like to add from the list available and click OK.
The keyboard layout you added will be included in the list. To set the new layout as your default, select it from the list. Click OK to save your changes
You can switch between different input languages (= keyboard languages) by clicking on the Language Bar button or by pressing the Alt + Shift keys
 

Instructions for Windows XP
Click Start and then Control Panel
In Control Panel, if you are in Category View, click on Switch to Classic View (top left corner)
Open Regional and Language Options.
Click on the Languages tab.
Under Text services and input languages, click on the Details button.
Under Installed services, click Add.
In the Add Input Language dialog box, choose the input language and keyboard layout or Input Method Editor (IME) you want to add.
Click OK twice. You should now see a language indicator in the System Tray (located at bottom right hand corner of the desktop by default). You can switch between different input languages (= keyboard languages) by pressing the Alt + Shift keys
If a language does not appear in the Input language list, the fonts for that language might not be installed. If that is the case, follow the instructions below.

 

[Alex Wingrove]

yeah but do you own aything at the end?

read up on contract lease's if there is a mark on the bodywork or interior you have to pay for it to be done by there 100p/h professionals

[Mo]

Me to please,i`m interested to see.

www.thebestcardeals.co.uk

well happy

[Alex Gardiner]

I paid £18'800 for my transporter and will probably be worth About £10'000 after 3 years.

Thanks for those figures Dave. So you've had to pay £18,800 up front for a second hand van (I presume it's second hand at that price) and after 3 years it will have cost you approximately £8800.

I've been looking at the figures and as far as I can see Contract Hire would cost me £8664 for a brand new van which the payments on would be 100% tax deductible.  By my reckoning over 3 years allowing for the tax effectiveness of Contract Hire, it will cost you less to have a brand new van and that isn't allowing for the £18,800 I would have to stump up front.

[Davew]

Interesting.