[LWC]

please can you tell me about your lease on your van, ie how it works, how much you pay? what van is it again? are you pleased with the deal?

im really looking into this and who better to ask

[NWH]

Me to please,i`m interested to see.

[Captain Scarlet]

And me! Luke

[windowwashers]

Me too me old pal 

[Alex Gardiner]

Try Contract Hire instead, no large deposit and no final payment.

Best deal I have come across recently was on a VW Transporter T32 102PS

£228 +VAT per month for 3 years.

3 months payment as deposit.

[Captain Scarlet]

is this them Alex?
http://www.contracthireandleasing.com/

[Alex Gardiner]

This is the link:

http://www.companycarleasing.com/ModelResults.asp?Make=Volkswagen&Model=Transporter&MakePos=35&ModelPos=20&Price=0-9999&Search=True

[Alex Wingrove]

but do you own the van at the end?

when i spoke to vauxhall about a vivaro it was bank of scotland ruing the lease thing

[Captain Scarlet]

No but you also dont own all the problems associated with vehicles, Luke

[Davew]

Alex, am i missing something obvious, as the total only comes to £9700? So at the end of the term you just start again?

[Sir Squeaky]

Try Contract Hire instead, no large deposit and no final payment.

Best deal I have come across recently was on a VW Transporter T32 102PS

£228 +VAT per month for 3 years.

3 months payment as deposit.

I had no large deposit.
3 months payments, then no payments for nearly 2 months.

Something fishy there Alex.
That only comes to 9600-odd, and a Transporter costs nearly double that.

My van is 276 per month and 5000 to pay in 4 years.
I'll change it after 3 years when I owe 7100.
Not a problem with a 3 year old van with 15-17,000 miles on.
It'll be worth closer to 8000

Trade it in for another new one, and off we go.

(sorry I've got no pound signs, but I installed a new Windows and it's set to US keyboard, and I don't know how to change it!)

[Alex Wingrove]

oh you do

if you contract lease a van your responsible for EVERYTHING every dent, mark and scratch EVERYTHING and you own nothing

the way squeaky does it he pays 3months first and if hes on a 4year thing will have 47 more payments, and for he vivaro will be between £300 and £400 per month inc vat and at the end he owns his vehicle if he wants it, or he can sell it to the company and the sell it back to him for a lower than market vaule price and a 95% reduction plus an admin fee, and then its his, if he chooses.
But he can then get the company to sell it for him plus vat and he gets all the money back that's its worth plus vat and never loses his vat

[Sir Squeaky]

Glad you understand it Alex.

I just give them money, they give me van...

[Moderator David@stives]

I paid £18'800 for my transporter and will probably be worth About £10'000 after 3 years.

[Alex Wingrove]

squek

control panel > regional and language options > languages click on details tap and change all to english

in fact change all tabs to uk

[Dean Aspects]

So which is cheaper finance company or bank loan?

Dean

[Alex Wingrove]

what squeak is doing its better on the tax

but dont accept the offer they give you for loaning you the money shop around a bit

[Captain Scarlet]

EVERYTHING every dent, mark and scratch EVERYTHING and you own nothing

I was talking about engine problems, Luke

[nat]

funny enough i've been talking about the transporter with a leasing company. I can get my hands on a T30 fully maintained (apart from general wear and tear, ie tyres and brakes)  for £190+vat for a three year deal, i'm limited to 10,000 miles a year but we don't do shed loads of miles anyway...sounds like a craking deal that i will probably go for.

that will cost me £7410 +Vat over the term with no repair or servicing costs.

I'm just waiting for the guy to send all the info over through email and i will seriously look at one in January. you can't grumble at them figures. brand new van for that kinda money is an absolute steel

[Sir Squeaky]

squek

control panel > regional and language options > languages click on details tap and change all to english

in fact change all tabs to uk

Cheers mate!