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Yes some insurance companys cover keys, I have present cover with Suttons Specialist Risks Limited, who are one of a few specialists to the cleaning industry, they also cover misuse of telephones, failure to perform, treatment risks, etc etc, they also cover the item/s being worked upon: unlike others.But all keys/electronic passes have to be kept in a safe place, also not be identified to the customers premises.RegardsPaulPaul,Any chance of the phone number?Arthur