[Jim Waugh(Albright & Shiny)]

PLI : I have had one quote and Im wondering where others get their PLI , who provides a good price V cover.. etc etc before I put my short arms into my deep pockets...

[rosskesava]

I've found that for me, as a one man band, the differences in cost for the same amount of cover only seem to vary by about £10 or £20 for a year.

I'm with Alexander Swan and I pay £90 odd for 2 million liability.

[Jim Waugh(Albright & Shiny)]

Thanks - Anyone else?

[Sean Kelly]

I pay £88.50p for a year, that's for 1 million cover, and covers me on temp employees

[Panorama]

Black friars group, £44 for 1 million

[Jim Waugh(Albright & Shiny)]

Interesting..  I have contacted what appears to be a major player who wants 450 quid and makes a bug play on damage to property not being worked on as what makes them different !!!!!
Axa want 140 for 5 Mill cover..

any idea whey there are such a big difference?

[peter1983]

£160 for 5m but I get carpet cleaning lost of tool and small offices clean and window cleaning

[dannymack]

Nearly £500 for public liability 5 million & 10 million for employees

[robertphil]

i use Simply business , about 500quid thats for public and several employee liability . each year at renewal time 3 weeks before deadline i get a loada quotes off others,this is worth doing as you end up with at least 100 quid discount when you pit the insurance dogs against one another

[Simon Mess]

I use gleaming insurance, for 1 million cover it is £175. The big differences in price is down to type of cover. Basic 3rd party cover really isn't worth bothering with, as it doesn't cover damage to the property you are cleaning!, nor your equipment. Get some decent comprehensive insurance.

[Panorama]

Mine includes damage to glass

[Jim Waugh(Albright & Shiny)]

Ok got my head around that. So what level of cover is best. my gut instinct is to go for 5m a a just in case position… what do other think?

[jarvy]

I use axa,have done ever since I started. 50 something quid

[wayne m]

£98 for 5 million cover and covers you for the actual glass and property you are cleaning which some do not so you need to check that and that's through a plan Southampton commercial branch!

[wpclean]

Gleaming is very good, you can pay monthly at no extra charge, and it covers damage to the property . . . . and it also covers pressure washing too 

Oh, and they respond very quickly when you have a query !

[PAUL ERITH]

(Gleaming) Hiscox £198 per year for 2 million cover

I'm also insured with axa til it runs out in march but the axa insurance policy isn't a comprehensive policy

Paul

[Paul H]

(Gleaming) Hiscox £198 per year for 2 million cover

I'm also insured with axa til it runs out in march but the axa insurance policy isn't a comprehensive policy

Paul

Gleaming too £2 million

[Jim Waugh(Albright & Shiny)]

So 2M is about right then?

[Paul H]

I need mine to cover items being worked upon ...

So this works for me