I've just been hit with a £50 over daft facility charge from Rbs !!!
I'm fuming 
That's 15 mins work down the drain 
I get one of them charges but mine is £100 a year, every time I moan about it after they take the money.
Welcome to the world of banks screwing you, get on a internet tariff and get people to pay via standing order and bill payments to lower your fees.
They hate me in the bank when I bank cheques I save them up for when they are busy, they ask me to leave it with them I say I pay for each cheque to go in so I want to watch where my money goes. This is normally a friday 5 to 5 wind down for me
