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rg1

  • Posts: 1356
Re: Shocking Business Banking Charges
« Reply #20 on: March 07, 2012, 08:09:21 pm »
I'm with natwest at the moment, coming to the end of 2 years free banking, I'm going to change over to santander as natwest charges are shocking, 74p for every cheque!and I get payed alot of them.

I am also with Natwest and when my free period was coming to an end, I went and saw my 'Business Manager' and told him I wouldn't be able to afford the monthly charges. He promptly made an appointment for me to open a personal account for my business.
The pen is mightier than the sword (and a lot easier to write with!)

Window Washers

  • Posts: 9036
Re: Shocking Business Banking Charges
« Reply #21 on: March 07, 2012, 08:11:44 pm »
I'm with natwest at the moment, coming to the end of 2 years free banking, I'm going to change over to santander as natwest charges are shocking, 74p for every cheque!and I get payed alot of them.

I am also with Natwest and when my free period was coming to an end, I went and saw my 'Business Manager' and told him I wouldn't be able to afford the monthly charges. He promptly made an appointment for me to open a personal account for my business.
:o
If your not willing to learn, No one can help you, If you are determined to learn, No one can stop you ;)

KS Cleaning

  • Posts: 4118
Re: Shocking Business Banking Charges
« Reply #22 on: March 07, 2012, 09:48:27 pm »
Hi all, I've been on free Business Banking for the last 18 months and have just got home to see my monthly statement from LLoyds TSB and am gobsmacked at the charges...

£69-odd for the firking month OMG :o :o :o

Now who knows of a decent account to go to cos there's no way I'm paying that each month!
I am going to put all cheques,BACS etc in to my personal account then at the end of the month tally it up and make 1 cash transfer over to my business account.If my bank are not happy with that I will be lookin elsewhere.

Re: Shocking Business Banking Charges
« Reply #23 on: March 08, 2012, 12:34:09 am »
I'm with santander formally alliance and leicester, if you are a fsb member you get free banking with the Coop

rosskesava

  • Posts: 17015
Re: Shocking Business Banking Charges
« Reply #24 on: March 08, 2012, 01:36:53 am »
I'm with the Co-op. I pay in maybe 25+ cheques a week. Never been charged a penny.

Previously, I was with Lloyds......

The good thing about the Co-op is you can pay money in at any post office.
Just chant..... Hare Krsna, Hare Krsna, Krsna Krsna, Hare Hare, Hare Rama, Hare Rama, Rama Rama, Hare Hare. It's beats chanting Tory Tory or Labour Labour.

Window Washers

  • Posts: 9036
Re: Shocking Business Banking Charges
« Reply #25 on: March 08, 2012, 01:54:48 am »
I'm with the Co-op. I pay in maybe 25+ cheques a week. Never been charged a penny.

Previously, I was with Lloyds......

The good thing about the Co-op is you can pay money in at any post office.
you rust the post office with your bank roll, bugger that, run a business get a business account simple, worry about what make you money instead of spending time trying to save you a little as it is backward thinking imo
If your not willing to learn, No one can help you, If you are determined to learn, No one can stop you ;)

mike roberts

Re: Shocking Business Banking Charges
« Reply #26 on: March 08, 2012, 07:06:24 am »
you rust the post office with your bank roll, bugger that, run a business get a business account simple, worry about what make you money instead of spending time trying to save you a little as it is backward thinking imo


Rubbish - Its an option which you can choose, makes it a more flexible business account (you can send cheques via mail, use bank or nominated post office) plus its free if you join FSB. Plus THEY PAY YOU a loyalty fee of £25 a year.. Whats the difference to 'rust'   ;D a post office then to 'trust' a bank ??? ???

bobby p

Re: Shocking Business Banking Charges
« Reply #27 on: March 08, 2012, 07:16:22 am »
a barclays honcho rang me up tother day, told me itd be 30 p a cheque to pay in if i set up a biz account with them, i told him i run mine thru personal accounts at a building society  and he recommended i carry on doing that ,told me its the way to go and very common
 he was in Sunderland and makes about 20 calls a day ,likes hearing about people and had an amusing tale about a bouncy castle biz that raked in a lot of money without paying bank charges .also he told me that barclays turn a blind eye if you open a personal account and pay cheques in but then transfer your money into a biz account (also with them)

 on a side note ,my halifax account ,i can pay in as many cheques as i want in the halifax post it envelopes that you post thru a slot just inside the door. it says on the envelopes no limit on amount of cheques

Re: Shocking Business Banking Charges
« Reply #28 on: March 08, 2012, 09:14:57 am »
I'm with the Co-op. I pay in maybe 25+ cheques a week. Never been charged a penny.

Previously, I was with Lloyds......

The good thing about the Co-op is you can pay money in at any post office.
you rust the post office with your bank roll, bugger that, run a business get a business account simple, worry about what make you money instead of spending time trying to save you a little as it is backward thinking imo


got to disagree with you bud, i was with Lloyds for 6 months (free trial period) they promised that they would look at my charges and work out something better for me, well at the end of the 6 months i tried it for the 7 month and got a bill for £67.

At that time in my business running a ac though lloyds would cost me lamost £1000 a year, now it would be over £2000.

When I phoned my personal manager who made the promise, he just said its not going down, so bye bye.

The alliance and leicester now santander ac is the same as the lloyds one, except I now have £2000 a year more in my account than I would have.

Window Washers

  • Posts: 9036
Re: Shocking Business Banking Charges
« Reply #29 on: March 08, 2012, 09:24:08 am »
each to there own William. ;)
If your not willing to learn, No one can help you, If you are determined to learn, No one can stop you ;)

Erithwc

Re: Shocking Business Banking Charges
« Reply #30 on: March 08, 2012, 09:24:19 am »
I'm with barclays do all my banking with them can't be bothered having accounts with different banks it makes it easy with online stuff to all my account on one screen  :) :)

Dick

  • Posts: 304
Re: Shocking Business Banking Charges
« Reply #31 on: March 08, 2012, 03:30:26 pm »
I've banked with A&L for years and never had any problem, now it's Santander and the customer service is absolutely rubbish, difficult to contact, ages to sort out complaints. I use a personal account and pay any business cheques into that account, no charges.
#Don't bank with Santander, I'm looking to change, probably to Coop.