Take a look at
www.payatrader.com for card acceptance. We have a live offer with the forum where you can join for £74 (use referral code CLEANITUP).
The service is low cost and provides a FREE virtual terminal so you can take payments over the telephone. You can also download a payment button for your web site if you have one.
Other channels include online at
www.payatrader.com, mobile at
www.payatrader.mobi and via a 24/7 contact centre. You can also take payments via an iPad.
There are no monthly charges or minimum usage fees - you only pay the processing rates (2.3% to 2.95%) when you use the service.
For traders with regular customers who are out during the day, you can build a customer database and send email payment requests with an embedded link. Again, this is a free feature and saves the need to visit in the evenings, telephone calls, postage and/or waiting for a cheque to arrive in the post!
Good Luck!
Linda