[d s windowcleaning]

after reading squeakys post about him breaking his ribs i was wondering how many people actually have a personal accident insurance , i dont have accident insurance but im now going to look into it .
if theres anyone whos got accident insurance can you give a few details of what you are covered for thanks .

[mark dew]

I can't help with recommendations, but i did considerable research a couple of years ago. I decided not to go ahead mainly due to exclusions and the fact that the only ones which i thought worth having (pay out from day 1), were quite expensive for what they paid out.
Being single was the clincher though. Worth it if family relied on my income.

Oh yeah, i looked at loads on the net over 3 months but the best insurance options i received was from a financial advisor.
He was sorting out my mortgage anyway, so i didn't pay extra. But he found deals that bettered what i had found myself. And he also had knowledge on the companies that paid out quicker than others as well.

[Jackal]

what sort of price then roughly £100 - £200 - £300 + per year

how much roughly for accidently damage to property iv not looked in to it yet myself

[Nathanael Jones]

I got quoted €90 per month (Apparently window cleaners are considered high risk) for cover that wouldn't even really pay my bills if I did have an accident,... I think I'd be a lot better off putting that money in a high interest account instead.

[The Jester of Wibbly]

forget it,

There will always be something in the small print to stop them paying out anyway.

They want your money, but dont like paying it back, rip off, save ya money.

[Mike #1]

i am with combined insurance i pay £33.00 premium and if i have an accident they will pay out £150.00 a week  from day one not great i know , but its better than nothing for instance in squeekys he has been snowed off work funds are running low £150 would be a great boost you only get about £50.00 from the state when on sick

[d s windowcleaning]

ive got a rep calling to see me on friday and if things are as good as they sound i will be taking this policy out , when i find out all the details i will post more info but its something well worth every selfemployed person looking in to .