[[GQC] Tim]

I just can't believe this, I just have my tax account left with money in it, only got a few hundred in the main account and end of the month the tax bill is coming, and my van insurance. And having had to spend £200 on a new membrane, and £246 on van repairs.

I've had it if I can't work soon. Haven't been able to work for a while, being away over the holidays and waiting for my new membrane to arrive.

And it's 2" of snow here so far and its piling up. What the heck do I do.   

Go out tomorrow and try and work?

[Blue Frog Systems]

You could contact all your custys and explain that the weather is causing such a problem that you are only able to offer internal window cleaning.

Might get some take you up on it.

Failing that, you could go out and see how you get on, just take your time.

[d.ward]

try and just clean the bottoms like me 

Just waiting until the roads look more safer

Good luck anyway tim

[dazmond]

learn from your lack of an emergency fund!!i did!a few years ago!i thought all u wfpolers were all making loads of money in the spring/summer/autumn??

its clearly a myth for some of u WFP guys!! : :

[dazmond]

set up a direct debit for ur tax bill so ur not scratching around for it in jan.set up emergency fund (realistically £60 a week if ur wfp at the least).

regards

dazmond

[Tosh]

Tim, you can phone the Tax Man, they're nice people (ish), and explain to them your problem.  They will let you pay your tax bill in instalments.

And as soon as you pay off the instalments, set up a monthly standing order to the tax man and just treat it like another monthly bill.

[stephen s]

Tim, you can phone the Tax Man, they're nice people (ish), and explain to them your problem.  They will let you pay your tax bill in instalments.

And as soon as you pay off the instalments, set up a monthly standing order to the tax man and just treat it like another monthly bill.

this is by far some of the best info Ive read on this forum    well done tosh

[d.ward]

learn from your lack of an emergency fund!!i did!a few years ago!i thought all u wfpolers were all making loads of money in the spring/summer/autumn??

its clearly a myth for some of u WFP guys!! : :

Dont include me there daz. I only just got my wfp and not bloody used it yet. Cant wait get going. When are you getting yours?

[Frankybadboy]

learn from your lack of an emergency fund!!i did!a few years ago!i thought all u wfpolers were all making loads of money in the spring/summer/autumn??

its clearly a myth for some of u WFP guys!! : :

well said daz.

you need to learn to manage you business probaly,to cover all cost.
we here people on here making  comment that they earn £30+ a hour,then moan when they get the first problems.ie weather,

[pingu]

Look this guy has been honest and come on here to describe his situation hoping for some gems of wisdom...so be kind and try and help where you can.

Tim and anyone else in this situation have a look at your bills and contact those companies prior to the due date if possible and see if you can work out a payment scheme for say your next couple of payments...it may buy you the time you need and if you have to be late paying bills this should should not affect your credit ratings...now I am no expert on this but surely the company expecting their money from you will 'feel' better knowing that you are making the effort to try and arrange payments.

Welcome back Tim ..did you get to skate while back home?

Cheers
Dave.

[R W C™]

Look this guy has been honest and come on here to describe his situation hoping for some gems of wisdom...so be kind and try and help where you can.

Tim and anyone else in this situation have a look at your bills and contact those companies prior to the due date if possible and see if you can work out a payment scheme for say your next couple of payments...it may buy you the time you need and if you have to be late paying bills this should should not affect your credit ratings...now I am no expert on this but surely the company expecting their money from you will 'feel' better knowing that you are making the effort to try and arrange payments.

Welcome back Tim ..did you get to skate while back home?

Cheers
Dave.

I was in a similaur situation as Tim once and i contacted a company that I pay £600 a month too, explained the situation and they allowed me to miss a payment but upped my monthly by £60 for the following 10 months, this helped massess

[HIGH LEVEL WINDOW CLEANERS (scrimmy)]

600 quid a month?....that must have been to ionics for their gold plated brush.

[martinsadie]

I just can't believe this, I just have my tax account left with money in it, only got a few hundred in the main account and end of the month the tax bill is coming, and my van insurance. And having had to spend £200 on a new membrane, and £246 on van repairs.

I've had it if I can't work soon. Haven't been able to work for a while, being away over the holidays and waiting for my new membrane to arrive.

And it's 2" of snow here so far and its piling up. What the heck do I do.   

Go out tomorrow and try and work?

change of job 

[gary999]

learn from your lack of an emergency fund!!i did!a few years ago!i thought all u wfpolers were all making loads of money in the spring/summer/autumn??

its clearly a myth for some of u WFP guys!! : :

what a helpful comment....clearly we cant all be peter perfect
such as yourself :

i would follow tosh advice,things have got tight for myself
have phoned financial companies and have waylaid payments
for later date.

keep chin up mate i can totally understand the frustration
but only work when you consider it safe and remember
spring is only round the corner

[gewindows]

Tim, you can phone the Tax Man, they're nice people (ish), and explain to them your problem.  They will let you pay your tax bill in instalments.

And as soon as you pay off the instalments, set up a monthly standing order to the tax man and just treat it like another monthly bill.

 

[Pj]

It's probably no consolation [GQC] Tim, but the top 11 threads are about snow stopping us all working.

So far for most of the Country this is the worst winter for 30 years.

Bad times require taking drastic measures.
 

[Sir Squeaky]

Tim, you can phone the Tax Man, they're nice people (ish), and explain to them your problem.  They will let you pay your tax bill in instalments.

And as soon as you pay off the instalments, set up a monthly standing order to the tax man and just treat it like another monthly bill.

this is by far some of the best info Ive read on this forum    well done tosh

Unfortunately not entirely correct though...

I tried to get installments a couple of years ago and they wouldn't let me.

[david watts]

i got instalments this time last year; they have been told to be leanient
with the boom and bust.

[Dennis Taylor]

You can ask to reduce your payments for this year anytime up until 31st Jan, i know because i have just done it.
I worked out how much i had lost due to the weather and then worked out the tax on that amount and have asked to reduce my bill by that amount.
This was calculated to be £600 which is then split into 2 amounts of £300 ( one for jan payment the other for june payment )
The down side would be if you have a bumper year and exceed your projected earnings, in which case you will be asked to payback the difference back plus a bit of interest.
But at least it might you out of a tight spot right now.
Those that post unhelpful comments should be ashamed of themselves, i'm sure we've all been between a rock and hard place at some point in our lives.

Dennis

[Tosh]

Tim, you can phone the Tax Man, they're nice people (ish), and explain to them your problem.  They will let you pay your tax bill in instalments.

And as soon as you pay off the instalments, set up a monthly standing order to the tax man and just treat it like another monthly bill.

this is by far some of the best info Ive read on this forum    well done tosh

Unfortunately not entirely correct though...

I tried to get installments a couple of years ago and they wouldn't let me.

There's more to this story, because when I phoned them, they were okay.  I think they wanted me to do an income and expenditure over the phone and we worked out a monthly payment.  The guy I spoke to was okay, he wasn't 'high-handed', and I paid the payments required.

I mean if they wouldn't let you pay by instalments, what was the reason?  If you haven't got the money and you can't magic it up, the tax man will take you to court and bankrupt you.

Squeaks, I smell more...