[In_Safe_Hands]

Hi all,

I am in the process of getting some quotes for public liability insurance and I'm finding it quite common that the following is excluded:

"damage to windows or articles of glass, china, porcelain, earthenware, stone or other articles of a brittle nature."

I understand that with the excess you would have to pay with a claim, it's not worth insurance cover for, say, a drinking glass.  However, if a ming vase (to use an extreme example) was to get broken it would be a different story.  I was just wondering if anyone else has these exclusions?  Seems a bit bizarre to me.

Any thoughts would be most appreciated...
Thanks
Kerry 

[Jan K]

i always tell Clients that if there is anything of extreme value to ensure they let us know and we won't touch it. Of course if a ming vase for examply was to get broekn they could claim on their own insruance!!

[In_Safe_Hands]

That's what I've been doing/saying up until now.  Nice to know it's not just my insurance - thanks very much for the reply.  Much appreciated.

[Jan K]

no probs, i think it's pretty much standard in insurance for domestic cleaning