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d.ward

Bank Loan
« on: November 01, 2009, 07:52:48 pm »
Hi
Im going to the bank next week for a loan to buy work but just wondering if they are lending yet or if its worth trying to rent work instead????/

Re: Bank Loan
« Reply #1 on: November 01, 2009, 08:29:11 pm »
it might be easyier to ask them for a personal load.  Do you have work lined up to buy?

Re: Bank Loan
« Reply #2 on: November 01, 2009, 08:30:12 pm »
it might be easyier to ask them for a personal load.  Do you have work lined up to buy?
Thats a personal Loan, not load ;D

d.ward

Re: Bank Loan
« Reply #3 on: November 01, 2009, 09:55:52 pm »
yh looking at  a few rounds up for sale

macmac

Re: Bank Loan
« Reply #4 on: November 01, 2009, 10:00:24 pm »
Interest rates for small value loans (below 7.5k) these days are quite high IMO, considering what the BOE rate is!

The high street banks are the worst, try ASDA finance or if you've a top credit score try ZOPA. ;)

LWC

  • Posts: 6824
Re: Bank Loan
« Reply #5 on: November 01, 2009, 10:00:46 pm »
Have you just started up?

Re: Bank Loan
« Reply #6 on: November 02, 2009, 12:06:38 am »

U might find a grant you don't have to pay back. Try looking on business link. Their are a few charities about, that fund start up business.

Londoner

Re: Bank Loan
« Reply #7 on: November 02, 2009, 07:20:15 am »
Hi
Im going to the bank next week for a loan to buy work but just wondering if they are lending yet or if its worth trying to rent work instead????/

Why buy a round? Just get yourself out on the knocker and you are in business. We are building a round for a friends son who got made redundant at the moment and the work is rolling in.

LWC

  • Posts: 6824
Re: Bank Loan
« Reply #8 on: November 02, 2009, 07:53:58 am »
Hi
Im going to the bank next week for a loan to buy work but just wondering if they are lending yet or if its worth trying to rent work instead????/

Why buy a round? Just get yourself out on the knocker and you are in business. We are building a round for a friends son who got made redundant at the moment and the work is rolling in.

Exactly what i was going to say, why waste your money? Does baffle me why people buy rounds.

Sean Dyer

  • Posts: 2947
Re: Bank Loan
« Reply #9 on: November 02, 2009, 09:05:31 am »
can be worth while

i know a chap who has some work he is 70 and on ladders still pulls in £300 in easy day

take a long time to establish that knocking

would i buy it?? in a flash!! he wont sell!

[GQC] Tim

  • Posts: 4536
Re: Bank Loan
« Reply #10 on: November 02, 2009, 10:38:09 am »
can be worth while

i know a chap who has some work he is 70 and on ladders still pulls in £300 in easy day

take a long time to establish that knocking

would i buy it?? in a flash!! he wont sell!

If so, I congratulate him. But I find that very hard to believe.

LWC

  • Posts: 6824
Re: Bank Loan
« Reply #11 on: November 02, 2009, 10:43:54 am »
can be worth while

i know a chap who has some work he is 70 and on ladders still pulls in £300 in easy day

take a long time to establish that knocking

would i buy it?? in a flash!! he wont sell!

If so, I congratulate him. But I find that very hard to believe.

Me to sorry, £300 a day on ladders would be a truimph as it is, but a 70 year old?

d.ward

Re: Bank Loan
« Reply #12 on: November 02, 2009, 11:32:56 am »
i havent had much luck knocking at the moment lol
Think i need help as well on the bigger houses cos some windows are high and some are hard to get at - These houses are the ones i want though because i can charge more -

Buying the work will build my round faster but i havent got the money at the minute so im trying natwest later on this week .....

daz1977

Re: Bank Loan
« Reply #13 on: November 02, 2009, 04:05:13 pm »
try the princes trust in chester they will give u up to 4 grand, and a business mentor,  they are quite good,  u ahve to apply to them with a business plan

d.ward

Re: Bank Loan
« Reply #14 on: November 02, 2009, 05:11:47 pm »
how long does it take them to give you the loan?

I have just been refused by the bank for 2k so pretty desperate

R W C

Re: Bank Loan
« Reply #15 on: November 02, 2009, 05:20:36 pm »
how long does it take them to give you the loan?

I have just been refused by the bank for 2k so pretty desperate

Was it a personal, or business you applied for, if its personal and you told them its to put into a business then this is why you where refused, when applying say its for home improvements,

d.ward

Re: Bank Loan
« Reply #16 on: November 02, 2009, 05:35:29 pm »
im a tennant
Could i say its for a car?

bobby p

Re: Bank Loan
« Reply #17 on: November 02, 2009, 05:43:13 pm »
i havent had much luck knocking at the moment lol
Think i need help as well on the bigger houses cos some windows are high and some are hard to get at - These houses are the ones i want though because i can charge more -

Buying the work will build my round faster but i havent got the money at the minute so im trying natwest later on this week .....


how many hours hav you door knocked ? 

daz1977

Re: Bank Loan
« Reply #18 on: November 02, 2009, 05:47:32 pm »
princes trust could take up to a few months, 

try again for the loan but tell them its for a car

if they refuse go knocking its the best way, and remember when u r rich what banks would not help you out lol



how much work you hoping to buy for 2000

d.ward

Re: Bank Loan
« Reply #19 on: November 02, 2009, 06:03:51 pm »
i was hoping to buy the pole then reaplly for asecond loan fot some work