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Poll

advice wanted

insurance
100%
5 (100%)
flood

0 (0%)

Total Members Voted: 4

peter maybury

  • Posts: 916
Re: flood damage work
« Reply #20 on: November 02, 2009, 07:28:29 pm »
I do very well off flood work and find it very lucrative when it is there, I can get a nice little earner off the hire of my equipment on its own.
To issue a drying certificate,  you do need to spend a lot of money on damp testing equipment and learn how to use it. The equipment with experience allows you to deduce the drying state of the building and whilst the information from your equipment does need interpretating it is more than just an opinion.
It is the same as anything else you need the right equipment , training and of course experience does account for a lot.

Peter
www/carpetcleanercardiff.com

Hilton

  • Posts: 5572
Re: flood damage work
« Reply #21 on: November 02, 2009, 07:59:33 pm »
I have lost count of the amount of jobs we gone into after the so called professionals have 'dried' it and given an certificate to prove it  ::)  only to find damp in the cavity's, under the skirting, in ceiling voids behind kitchen cupboards ( that should have been removed) under secondary flooring etc etc etc.

You can stick dehums in for 6 months if you like but if don't do the prep work as well you will just cause more damage structurally, which doubles the cost.

Why do you think these franchises end up on the insurance merry go round its not just because of cost at source but cost over the period of a claim and then secondary costs.

Karl Wildey

  • Posts: 781
Re: flood damage work
« Reply #22 on: November 03, 2009, 09:51:17 am »
Hilton, you can be remove off a site even once you have started, as the lA will make life hell for the PH and their will won't you out. Its the LA show not yours, and the LA and ins co have the larger stick.

Catman, worked for an independent network called Disaster Care, based in Lincoln, not the new one based is Surrey, who I also work for when there remember I still exist

Hilton

  • Posts: 5572
Re: flood damage work
« Reply #23 on: November 03, 2009, 04:15:42 pm »
With all do respect Karl thats B*llO*,They can not remove you from the job, unless you let them.

We have never left a site unless it was our decision to do so and we have dealt with some LA that were complete aerosoles.

a1drivecleaner

  • Posts: 39
Re: flood damage work
« Reply #24 on: November 03, 2009, 07:31:43 pm »
hi all
well ive taken the job on weve ripped out all the carpets currently cleaning all the floors met both loss adjusters for buildings and contents both happy for me to carry on even commended me on quick responce and removing carpets 
jason dropped off de humidifiers today no power yet though
it just goes to show you can do it with a bit of help and the right advice

Hilton

  • Posts: 5572
Re: flood damage work
« Reply #25 on: November 03, 2009, 07:55:54 pm »
well done young man,

Now remember to charge them for the dehums from day one whether theres power or not, while they are on site they can not be used any where else so a charge is not unreasonable to secure their services as and when required.

Take your meter readings before the dehums are switched on and monitor drying every otherday, I suspect the skirtings will need to be removed advise the building LA of this and just do it if necessary. Log all visits and charge them for each and every visit, to monitor drying, this is time out of your day and your deisel,what ever the outcome your bill will be less than a franchise.

If the bill for the contents LA is just the carpet and underlay removal and skip away, then get your invoice in straightaway,(the floors will come under buildings) don't wait till the whole job is finished.

As the situation in Scotland develops and dehums become the order of the day, especially if the rains continue, you will be required to ensure they stay put.

Keep the LA'S informed of progress and any delays which are beyond your control and you may well find you will be on another one to run along side this one before very long.
 ;)

murky

  • Posts: 627
Re: flood damage work
« Reply #26 on: November 04, 2009, 10:25:29 am »
 Get the Insured to sign  Direct Payment Mandates, you send them in with your Invoices, they agree that the Insurance Co will pay you directly.

Make sure you agree with the Insured that they will pay YOU the excess, ie first £250 or whatever it is of the claim, put a copy of the Invoice in your file or show it  say £2000.00 less £250.00 excess paid by Insured.

Dont do him a 'favour' and include it in your workings, it wont work, the Adjuster will suss it and you will never work for them again.

Ask the Adjuster if there is any other similar work around, dont forget you are probably cheaper than the Franchises especially if you arent VAT registered. Obviously they all are and thats the way you beat them.

That is allways a big bone of contention with the Insurance Co's, they cant get the VAT back on all that building restoration work. Shame eh!

Murky