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Shaun_Ashmore

  • Posts: 11382
Re: Banks
« Reply #20 on: July 14, 2009, 03:57:28 pm »
You have got to feel for Roger as he lost loads when Bearings Bank went down that's why he's cleaning carpets, he knows a thing or 2 about banks ;)

Shaun

homenclean

  • Posts: 587
Re: Banks
« Reply #21 on: July 14, 2009, 09:01:55 pm »
I accept your comments and appreciate your response.
 
But having spoken to my accountant today he is of the opinion that the idea of assisting small business has now almost dissapeared.

Whilst you have money they want you when times are hard it`s get lost. Almost like some women (its a good job the wife is out).

There is no customer relations any more its all computer says no?

But i suppose these are the times we live in.

John

p.s have just checked with Hsbc again and they dont issue debit cards on business accounts.

Len Gribble

  • Posts: 5106
Re: Banks
« Reply #22 on: July 14, 2009, 10:10:40 pm »
Abbey business a/c keep issuing me on renewal time a electron card I have to sign for every transaction (its embarrassing also thought this had to stop) ah computer systems keep costs to a min and profits high getting a debit card

Shaun

The bank collapsed in 1890 following a default on debt repayments by the Argentine government, leading to the first-ever intervention in the British banking system by the Bank of England, which injected some £17 million to prevent the bank suspending payments and consequent financial catastrophe. The business was later refounded and control subsequently passed back to descendants of the original founders. ??? ??? ;D

Len

Always bear in mind that your own resolution to succeed is more important than any other. (Sidcup Kent)

jonnyald

Re: Banks
« Reply #23 on: July 14, 2009, 10:18:05 pm »


John

p.s have just checked with Hsbc again and they dont issue debit cards on business accounts.
Quote


thats strange as iv had a business account with hsbc for many years and have always had only a debit card with it

Shaun_Ashmore

  • Posts: 11382
Re: Banks
« Reply #24 on: July 14, 2009, 10:21:04 pm »
I meant that Roger was loaded enough to own it!!!

Shaun

homenclean

  • Posts: 587
Re: Banks
« Reply #25 on: July 14, 2009, 10:22:29 pm »
In years gone by the highwaymen had the decency to ware a mask when they robbed us of our hard earnt money.

Now it`s bankers and politicians in suits.

John


homenclean

  • Posts: 587
Re: Banks
« Reply #26 on: July 14, 2009, 10:29:56 pm »
To clarify- my Hsbc account is a Ltd company account, when i traded as a sole trader i also had a debit card.

John

Doctor Carpet (Ret'd)

  • Posts: 2024
Re: Banks
« Reply #27 on: July 14, 2009, 10:54:50 pm »
I accept your comments and appreciate your response.
 
But having spoken to my accountant today he is of the opinion that the idea of assisting small business has now almost dissapeared.

Whilst you have money they want you when times are hard it`s get lost. Almost like some women (its a good job the wife is out).

There is no customer relations any more its all computer says no?

But i suppose these are the times we live in.


John

p.s have just checked with Hsbc again and they dont issue debit cards on business accounts.

John

Now I am almost entirely in agreement with you!!

It's one of the reasons I had to get out as I often did the complete opposite of what the computer recommended-in other words I tried to help. But ultimately that would have got me the sack.My bosses only remember the times I got it wrong and not all the times it went right by sticking my neck out.

I'm sure other banks will issue debit cards to ltd coys but I hold a Natwest debit card for my limited company. Don't know how important that feature is to you?

Shaun

I only lost my Bearings ;D (not my dosh-probably why my bank likes me and gives me a personal business bank manager with a direct line and his mobile number!)

It reminds me of the Two Ronnies gag:

"There now follows a sketch which takes part in a ball-bearing factory in which I lose my bearings"

(Other Ronnie) "And I lose ....the will to live" :)



Roger
Diplomacy: the art of letting other people have your way

Jim_77

Re: Banks New
« Reply #28 on: July 15, 2009, 12:50:04 am »
HSBC have a "Business Card" for their standard business accounts.  It's a Mastercard credit card, but is compulsorily paid off in full something like 14 days after the statement date.  In other words, it works like a delayed debit card.  Good for cash flow and you can't rack up a huge debt :)

I've banked personally with HSBC for many years and have always had my business account with them.  The service is good, the internet banking is great, and although there are charges it certainly isn't extortionate.  I'm not considering changing.