oh for goodness sake david
stop talking yourself in to a corner
let the banks do the banking and the window cleaners do the window cleaning
all that matters is WHAT YOU DO
good god some folk are never happier than when spreading negative vibes
remember the good authority we all got about the computer bug in 2000...still waiting
bet you dont work on the 13th..step over cracks in the pavement...... and never walk under ladders lol
c'mon cheer up YOU DONT WORK FOR THE BANK.....you have a good job, your job you are in control
here, here,
If you cant see the correlation between banks going under and your work......then the very best of luck to you

I have been arguing this point for over a year on this site (and over
THREE years on other sites!) that we are entering very uncertain times and you need to plan accordingly.
You dont think a bank going under (with those associated job losses) and ramifications for business's that borrow from that bank?
I wish I could be so casual.
If your customer loses their job - this will directly impact on
YOUR business. True or false?
I dont expect or want or need you to listen to what I say. What possible motive could I have for 'wishing' my business model to fail?