I agree Neil,
never had a pensioner yet say they dont want a home survey,
they like to see who they are dealing with , as do the majority of custy,s exactly why conversion rate is much higher than simply pricing over the phone, unless opf course they are regulars.
Mark, never heard so much rubbish " they prefer phone quotes "
and in answer to your question, " how do we manage in Nov, Dec same as I do in Jan, feb.march.april,may june. july aug, sept, oct I get in the van and drive

Geoff