[Suffolkcleaners]

Hi,i have public liability insurance and every company ive been with dont actually cover you for the property you are working on. For example if you drop your squeegee on the glass of the conservatory roof your not covered,whereas if the wind blows your ladder over and falls on some old dear you are. I dont understand this. Any comments would be good,i think you can get insurance that will cover you but is about 10 times more expensive than the basic.

[jaykie]

Your spot on theres not many companys who cover you for item your working on, and they only tell you this when you ask, Aliied Insurance cover you for this but your looking at £235 for £2 million p/l. I phoned them the other day as need mine doing but they where ment to get back to me but no luck yet.

Chris

[Suffolkcleaners]

yep know what you mean,im with allied insurance funny enough. Have to pay bit more and go for 5 million as i need that for a commercial job i have. Also arranged income protection through them a must for window cleaners i think.

[matt]

the cost of a policy which covers you for prop working on is ALOT more then without

[jaykie]

DMH how much you pay with Allied

Chris

[TennetClean]

I'm covered for propert worked on and it wasnt very much more, £20 or something if i remember rightly

[xxmattyxx]

MY P/L insurance needed renewing last wek. Previously I was with Groupama and paid £87.00 a year.

I decided to get a quote which would include the glass I am working on and also for flat roofs.

The policy was £118.00 with £250.00 excess.

I went for that.

I used Simply Business and am a sole trader.

Matt

[windowwashers]

I use simply business for public and employers

[jaykie]

I looked at Groupama as they where cheap but only insured upto 4th floor

Chris

[matt]

MY P/L insurance needed renewing last wek. Previously I was with Groupama and paid £87.00 a year.

I decided to get a quote which would include the glass I am working on and also for flat roofs.

The policy was £118.00 with £250.00 excess.

I went for that.

I used Simply Business and am a sole trader.

Matt

thats a cracking price

mine was 135 quid more for prop being worked on though that includes building work  and carpentry

[steve m]

I'm covered for the property I'm working on, just not covered for the window I'm working on. Got it from A-plan, £79:90 odd for the year. Covered for £2000,000

[aztec]

public liability 10,000 000 employers liability 50,000 000