Lisa
if your sure it was not you which you are, end it there, go see it write a letter explainig that it was not you who caused this, then thats it, let him do the chasing, I would not get insurance involved why should you, who ever cleaned it interview her and write down everything she did and used, pin this to the letter. if he gets persistant just send him a letter explaing again it was not you, he will drop it after a while trust me, but dont get insurance involved why should you pay the fist £250 or so? I have just dealt with one the other day, we unplugged his freezer for the vac and did not plug it back in, he phoned and said we have caused him to throw away £350 of food, I said can I have a look? he said he has trown it all in the large bin outside his flat, I went down there emptied the bin and laid out all the frozen produced photographed it and added it up £26! pure twats, Phil