As a mod it can be hard to judge when to draw the line and lock a thread on topics such as income, there are often good counter points being made for all of the nonsense.
If you see a post or reply you have made thats been deleted, it may not have much to do with the thrust of your reply, but if you have used a swearword in it, regardless of asterisks then the entire reply will be deleted, humorous or not.
If replies with cussing in are still there then it is only because I haven't seen them.
With regards overheads, as a general rule of thumb - arguably - you need to allow a good 5k per annum for a sole trader, take that off the figure you are submitting to the tax man and it will give you a fair indication of what your income is.
your business turnover and your personal income are two very different things.
you want to be 'pro' then have a business account and set up a standing order into your personal account for your weekly or monthly wage...you'll soon learn what your real income is.
Some of us will do this, and no, I'm not one of them, but I have done it in the past and caught a cold! (some years ago I might add).
Very few sole trader window cleaners will be submitting more than 20k to the tax man for their business turnover.
Everything is geared towards showing our income to be as small as possible to limit our tax liability (no fun if you are going for a mortgage) but if the average window cleaner is submitting between 15 and 17k, his true personal income is going to be down around the 10/12k mark.
And then we get lots of LOUD posts about the potential to earn £500 a day!!!!!
It just doesn't happen (sorry, very rarely happens).
And it takes many years to build and hone a good round, you ain't gonna do this in a few months.
Yet to read some posts you'd think all you need to do is buy a WFP setup and earn squillions!
Time I got off here and got back to printing invoices, doing the banking, emailing invoices, going into town and spending an hour and a half collecting payments from my shops...a real high earning day today eh?
Not that I care cos I earned over a £1000 yesterday and I was finished by lunchtime :
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Ian