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jack_s

  • Posts: 14
Free Personal Accident Insurance
« on: July 04, 2007, 09:33:28 am »
Thought I should share this,just got myself free accident insurane with these men. 

Was paying 150 quid last year. they of got an offer on. fill yer boots

www.window-cleaners-insurance.co.uk


niceandclean

  • Posts: 1897
Re: Free Personal Accident Insurance
« Reply #1 on: July 04, 2007, 06:40:48 pm »
£172.00 a week if i had an accident, my god i could not live on that!!! Have one with the bank, the premium is alot more than that, but i know it would cover the bills and thensome!!

jack_s

  • Posts: 14
Re: Free Personal Accident Insurance
« Reply #2 on: July 04, 2007, 10:52:13 pm »
fair dos mate, but its better than nowt and the insurance was free.

mate of mine had to remortgage when he broke his heel falling of a ladder.  was off work 8 months and was brassick.

i'd rather have £175 a week than go through the hell of a year he had.

niceandclean

  • Posts: 1897
Re: Free Personal Accident Insurance
« Reply #3 on: July 04, 2007, 10:55:00 pm »
Yes i know its better than nothing, and when its free its great. But i would still have to remortgage even if i was getting £172.00.

tacky

  • Posts: 1575
Re: Free Personal Accident Insurance
« Reply #4 on: July 04, 2007, 11:03:38 pm »
well put jack better 172 than a kick in the goolies how many of us .when starting off thought about ins cover . get covered lads .no matter how big or small cover.

jack_s

  • Posts: 14
Re: Free Personal Accident Insurance
« Reply #5 on: July 04, 2007, 11:05:38 pm »
thats the voice of a sensible man

niceandclean

  • Posts: 1897
Re: Free Personal Accident Insurance
« Reply #6 on: July 04, 2007, 11:13:17 pm »
well put jack better 172 than a kick in the goolies how many of us .when starting off thought about ins cover . get covered lads .no matter how big or small cover.

Yes he is a sensible man, im not saying not to have personal accident cover or any other cover for that matter, all i was saying is who could live off £172.00??? And as i said before when its free its even better, better than a kick in the goolies!!!!

jack_s

  • Posts: 14
Re: Free Personal Accident Insurance
« Reply #7 on: July 04, 2007, 11:53:24 pm »
i could manage for a few months. and if it was more serious I would then claim on my income protection insurance which doesnt pay out for first 3 months.

i have just realised I have more insurance covers than brain cells, its no wonder i'm skint.

LWC

  • Posts: 6824
Re: Free Personal Accident Insurance
« Reply #8 on: July 04, 2007, 11:54:07 pm »
doh gutted i just took mine out else where

geefree

  • Posts: 6180
Re: Free Personal Accident Insurance
« Reply #9 on: July 05, 2007, 02:09:51 am »
well , i would look at it this way..... free insurance , worth £172.00 per week if you have an accident,   Free,!... i think thats brilliant,

Now combine that with a small policy you are having to pay for, with accident cover of say, 500 per week.... you are now getting £672 per week....

So i say lets all do it.

Gary.

bumper

  • Posts: 872
Re: Free Personal Accident Insurance
« Reply #10 on: July 05, 2007, 05:48:39 am »
If you think £172 pounds nowt ,try living on the dole money for a few years.

AuRavelling79

  • Posts: 26586
Re: Free Personal Accident Insurance
« Reply #11 on: July 05, 2007, 07:52:34 am »
thats the voice of a sensible man

Jack S, nothing in business is free!

Their PL and "free" PA cover might have a premium that is higher than PL/PA from another firm.

EG (Free cover) PL £150 plus "free" PA = £150
 
AN other insurance PL £100 plus PA £45 = better deal.

Always look at the whole deal!

Oh and be diligent to look around at renewal as premiums in the first year can be a "loss leader".


But as my wife tells me, I don't know Jack S. (pun intended)  ;D
It's a game of three halves!

jack_s

  • Posts: 14
Re: Free Personal Accident Insurance
« Reply #12 on: July 05, 2007, 06:17:18 pm »
It is dearer Malc than other companies,but it covers damage to glass which I have never been able to get before and it only takes on bit of grit on my squeegee and I am goosed.

I do some sizable windows at a car dealership.  They'll cost a few quid to replace.

I was put on to Allied by another w/c who took out liability cover with them in May.  He is paying same as me and didnt get free accident insurance. 

I am chuffed with my deal.