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paul carpets

  • Posts: 4
BUSINESS INSURANCE
« on: January 03, 2007, 11:06:23 pm »
HI ALL,
IM NOW READY TO START MY BUSINESS BUT JUST WAITING ON ONE THING'


WHERE DO I GET MY IN SURANCE FROM
ID LIKE TO COVER MY MACHINE, PUBLIC AND IM NOT SURE WHAT ITS CALLED BUT JUST IN CASE I RUIN THE CUSTOMERS CARPET.

SO IF ANYONE CAN LET ME KNOW WHO TO CONTACT IT WOULD BE APPRECIATED.

HOW MUCH DO YOU THINK IM LOOKING AT A YEAR?

CHEERS ALL
PAUL

ollie

  • Posts: 378
Re: BUSINESS INSURANCE
« Reply #1 on: January 04, 2007, 09:29:21 am »
what part of south wales are you in?
regards
ollie
ollie

John Kelly

  • Posts: 4461
Re: BUSINESS INSURANCE
« Reply #2 on: January 04, 2007, 02:05:30 pm »
Ring McGregor Lloyd, 0121 7060616 they'll help you out.
You need public liability and treatment risk.

ollie

  • Posts: 378
Re: BUSINESS INSURANCE
« Reply #3 on: January 04, 2007, 03:20:14 pm »
john,
 mcgregor lloyd told me when i took out insurance you either had to have 2 yrs experience or be an NCCA member.. dont know if this is still the case?
Ollie
ollie

Ian S

  • Posts: 6
Re: BUSINESS INSURANCE
« Reply #4 on: January 04, 2007, 05:21:48 pm »
Hi paul,

You could try HSBC Bank they do a very good liability cover which covers you for pulic and the items you are working on, sorry havn't got the number I think it's a central number, the only sticking point could be your lack of experience most of them want 2 years to keep the prems down, you could allways lie.

regards
Ian s

prodry

Re: BUSINESS INSURANCE
« Reply #5 on: January 04, 2007, 06:07:37 pm »

JS2

  • Posts: 264
Re: BUSINESS INSURANCE
« Reply #6 on: January 04, 2007, 09:19:53 pm »
Dear Member

I think HSBC accept new start ups for Treatment Risk cover (items worked on), but they throw in a big excess (£500 ?) on any claim if you have less than 2 years experience.  Best not to lie however, if they find out (and Insurers are likely to investigate all sorts of things in the event of a sizeable claim) it could discredit you !

Regards

Pete (JS2)

Paul Brennan

  • Posts: 13
Re: BUSINESS INSURANCE
« Reply #7 on: January 04, 2007, 11:07:21 pm »
Also, if you lie with regard to any claim, it is called FRAUD, something that is taken seriously in some quarters.

 ;D

Best wishes

Paul
Paul