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poleman

  • Posts: 2854
Cant get Insurance
« on: November 27, 2006, 05:07:49 pm »
Been phoning around today as my insurance runs out in 2 days time and my renewal went up 400 pounds  :'( and most companies I phone say sorry your a window cleaner, we cant insure you  >:(

I said we dont use ladders and work 100% from the ground, but it seems that does not count  :-\

Anyone know off any insurance companies that take into consideration that we work from the safety of the ground

Andy   

macc

Re: Cant get Insurance
« Reply #1 on: November 27, 2006, 05:32:57 pm »
Hi Andy.

Try Quinn Direct.

0845 850 0845

www.quinn-direct.com

I'm wfp & had no problems with them & a very good price.

Macc

wimbledonhandyman

  • Posts: 68
Re: Cant get Insurance
« Reply #2 on: November 27, 2006, 05:33:42 pm »
Hi,

Try Gladiator (part of the Admiral group) for your insurance - they just charged me £20 to add window cleaning to my property maintenance PL insurance. They were also fairly cheap with the van insurance too!

http://gladiator.co.uk/
0800 519 2555

Good luck,
Steve ;)
CARPE DIEM QUAM MINIMUM CREDULA POSTERO.....

Ian Lancaster

  • Posts: 2811
Re: Cant get Insurance
« Reply #3 on: November 27, 2006, 05:51:10 pm »
It makes a huge difference whether you're a Sole Trader or an employer.

For Sole Trader, try MMA Insurance plc (through any decent broker) who do a "Master Tradesman" policy which they modify to include window cleaners.  This has the usual "not the property being worked on" clause, but this is intended for such things as a kitchen worktop that some dolt cuts in the wrong place, etc.  From the w/c point of view it means the actual window you are in the process of cleaning, not the building/premises you are working on, so unless you are b*** clumsy jit won't make any real difference, especially as you will have to pay an excess as you would with any insurance.

Mine was about £75.00 for £1mill cover

Cheers,

Ian

wimbledonhandyman

  • Posts: 68
Re: Cant get Insurance
« Reply #4 on: November 27, 2006, 05:57:18 pm »
Hi,

Just to add, mine is with MMA for 2 mil as a sole trader (Gladiator being a broker). So far they have been good and no problems with getting cover.

Steve
CARPE DIEM QUAM MINIMUM CREDULA POSTERO.....

spotless2000

  • Posts: 442
Re: Cant get Insurance
« Reply #5 on: November 27, 2006, 08:12:00 pm »
Try Zurich - not the cheapest but they understand WFP! ;)

idealrob

  • Posts: 666
Re: Cant get Insurance
« Reply #6 on: November 27, 2006, 08:28:15 pm »
We cut ours from Darwin Cayton £1300 to Norwich Union £400 and we employ 4 staff and work for he chemical industry.

robert t

niceandclean

  • Posts: 1897
Re: Cant get Insurance
« Reply #7 on: November 27, 2006, 10:49:01 pm »
Try Zurich - not the cheapest but they understand WFP! ;)

Yes im with Zurich and they are not the cheapest, but i have used them for quite a few years with other insurances as well as PL and EL, and you wont have a problem if you need to claim!

craig jwc

  • Posts: 1076
Re: Cant get Insurance
« Reply #8 on: November 28, 2006, 07:45:04 am »
These who i have used and thought very reasonable.

Think i paid just under £70 for 1 million PLI

insuredrisks.co.uk

Craig