[simon w]

I finish on Thursday 18th Dec and start back on Monday 5th Jan so 17 straight days off. Looking forward to the xmas break. I'm cooking  the xmas dinner for my family this year here.😎

Ive also filed my tax return early and paid up already so im ahead of the game this year.

Lazy days,eating plenty of food,xmas telly and family time beckon (and afternoon gym sessions!).

After 17 days off I'll be raring to go on the 5th Jan!

How much was your tax bill this year Daz?

[Splash and dash]

I finish on Thursday 18th Dec and start back on Monday 5th Jan so 17 straight days off. Looking forward to the xmas break. I'm cooking  the xmas dinner for my family this year here.😎

Ive also filed my tax return early and paid up already so im ahead of the game this year.

Lazy days,eating plenty of food,xmas telly and family time beckon (and afternoon gym sessions!).

After 17 days off I'll be raring to go on the 5th Jan!

How much was your tax bill this year Daz?

Think he said in another post it was 5k ?

[dazmond]

I finish on Thursday 18th Dec and start back on Monday 5th Jan so 17 straight days off. Looking forward to the xmas break. I'm cooking  the xmas dinner for my family this year here.😎

Ive also filed my tax return early and paid up already so im ahead of the game this year.

Lazy days,eating plenty of food,xmas telly and family time beckon (and afternoon gym sessions!).

After 17 days off I'll be raring to go on the 5th Jan!

How much was your tax bill this year Daz?

Just under 5.5k (balancing payment and payment on account).

[Klean07]

Just got back from a month off travelling around Australia visiting friends and family plus a couple of Ashes cricket matches. Its all systems go now until 23rd then I'll be off until 4th January. The joys of semi retirement.

[AuRavelling79]

Just got back from a month off travelling around Australia visiting friends and family plus a couple of Ashes cricket matches. Its all systems go now until 23rd then I'll be off until 4th January. The joys of semi retirement.

Glad it's working for you Klean.

What's your schedule as a window cleaner now?

[Klean07]

Morning,
I sold my other van a few months ago then the lady that was with me part time retired. I've also sold around £2,000 of monthly work need to sell around the same amount in coming months leaving me enough for a nice 3 day week. As long as I'm active and still have the drive and energy I'll carry on.

[dazmond]

Morning,
I sold my other van a few months ago then the lady that was with me part time retired. I've also sold around £2,000 of monthly work need to sell around the same amount in coming months leaving me enough for a nice 3 day week. As long as I'm active and still have the drive and energy I'll carry on.

Good stuff pal.

How old are you mate?

I'm 54 and im hoping I've got another 20 years of work yet before thinking about retiring fully.

[Klean07]

I'm 67 Daz. I think if you get the balance right then there's no reason why you can't work into retirement like me. My mortgage was paid off a couple of years ago meaning that my outgoings now are minimal.  Also love my holidays I quit smoking 20 years ago and only drink socially.

[dazmond]

I'm 67 Daz. I think if you get the balance right then there's no reason why you can't work into retirement like me. My mortgage was paid off a couple of years ago meaning that my outgoings now are minimal.  Also love my holidays I quit smoking 20 years ago and only drink socially.

Our mortgage will be paid off in 2 years. Me and my missus will be 56 and 57 respectively. I'll put some of the extra money i won't be spending on the mortgage into my private pension and carry on working if my health is good.

I'm the sort of guy who will not stop working (in some capacity)unless im forced to due to injury or ill health.

I'm down to 20-25 hours per week and hope I can stay at this level for many years to come.

All the best for Xmas and the new year pal.

[deeege]

I'm 67 Daz. I think if you get the balance right then there's no reason why you can't work into retirement like me. My mortgage was paid off a couple of years ago meaning that my outgoings now are minimal.  Also love my holidays I quit smoking 20 years ago and only drink socially.

Our mortgage will be paid off in 2 years. Me and my missus will be 56 and 57 respectively. I'll put some of the extra money i won't be spending on the mortgage into my private pension and carry on working if my health is good.

I'm the sort of guy who will not stop working (in some capacity)unless im forced to due to injury of ill health.

I'm down to 20-25 hours per week and hope I can stay at this level for many years to come.

All the best for Xmas and the new year pal.

 

Can’t keep up with you Daz. You’ve always said sod paying into a pension, they are scams etc. What’s changed your opinion on pensions?

[dazmond]

I'm 67 Daz. I think if you get the balance right then there's no reason why you can't work into retirement like me. My mortgage was paid off a couple of years ago meaning that my outgoings now are minimal.  Also love my holidays I quit smoking 20 years ago and only drink socially.

Our mortgage will be paid off in 2 years. Me and my missus will be 56 and 57 respectively. I'll put some of the extra money i won't be spending on the mortgage into my private pension and carry on working if my health is good.

I'm the sort of guy who will not stop working (in some capacity)unless im forced to due to injury of ill health.

I'm down to 20-25 hours per week and hope I can stay at this level for many years to come.

All the best for Xmas and the new year pal.

 

Can’t keep up with you Daz. You’ve always said sod paying into a pension, they are scams etc. What’s changed your opinion on pensions?

I only changed my mind on pensions because of tax relief (plus im getting older). Hopefully I'll have 20 years of paying into a private pension. Its only a NEST pension so government backed and open to the self employed (and easy to open online)......