Mine have never got anywhere near as bad as that. Never seen filters that bad. Maybe I’m changing mine too frequently🤷♂️
Some area's water supply has very little sediment in it. If that is the case then you could just get away with the carbon block filter, as it will do both jobs.
For us, we have no idea when we are going to get the next 'wave' of sediment laden tap water, so the sediment filter stays in as a preemptive precaution.
Our water quality has improved over the years. At one time, we often had to just replace the sediment filter on its own as the carbon block hadn't reached it's service life.
In our case we use a Fiberdyne carbon block filter. They aren't cheap. Most of the time I believe we could just use the c/b filter as the sediment filter as well. But as the sediment filter is much cheaper than the catbon block filter it make more sense to me to leave it in.
Those windies who are still using Merlin or PRF r/o's are using a single carbon filter to do both jobs. A now retired local window cleaner had to install a separate sediment filter before his Merlin to save his carbon block filter from blocking up prematurely from sediment.
Once I changed the prefilters on my 450gpd r/o and had to change the sediment filter the next day as it was completely blocked up. Must have been a broken pipe somewhere.