[Terry A]

It's renewal time.Who do you use?
We use water fed poles for  our work.

Thanks

Terry

[Smurf]

I've always used Gleaming (Hiscox) myself.
Property being worked upon is a must thesesdays and after a little mishap was so glad I had the right cover so would recommend them highly.

[darryn]

i use simply  business got a excellent price

[Shane sharples]

I used simply business aswell but this year I'll go with gleaming. The one thing that insurers sometimes exclude is covering you for the ' property work on' . which makes cheap insurance totally useless when you want to make a claim!

[Smurf]

Indeed Shrek... As In my case if I did not have the right cover in place at the time of a little mishap  I would have had to fork out a few thousand pounds out of my own pocket instead.

[p1w1]

yep gleaning for me too been with them a few years now, why people  even bother with insurance that doesn't cover property or what your actually working on is bonkers

[Cookie]

I'm also with Gleaming - for the reasons above ...

[Flash..]

Alexander Swan for me includes property you are working on and other useful bits

[Plankton]

APlan but I think they've been a bit sneaky with the wording so next time round I'll go for Gleaming with separate insurance for cleaning roofs.

[Mike #1]

A-Plan quoted me £235 this year for 5 million P/L and tools cover    not a chance when it can be bought for less than half the price , Although considering Gleaming this year which was £305 but far more comprehensive but in 16 years i have only had one incident which cost me £80.00

[Smurf]

The only reason why I went with Gleaming in the first place as found out it was such a pain to try get quotes for public liability insurance from other brokers that include the cleaning services I wanted covered. Not only that I did not want just basic public liability insurance either as wanted included treatment risk and property being worked upon cover too. If any activities you do it's not written down in black and white in a policy you are not covered so for me a Hicox policy was a no brainer.

Regards to A-Plan an A-Plan guy on another forum last year when I posted this below from the gleaming site after a comparison to his offering said they could not come even close to the comprehensive cover of a Hiscox Puplic Liability Policy offers.

http://www.gleaminginsurance.co.uk/cleaners-insurance-cover.html

Public Liability Insurance

The Cover

The policy will protect you if, as a result of your business, any party brings a claim against you (for which you are legally liable) for:
 a.bodily injury or property damage occurring during the period of insurance
 b.personal injury or denial of access committed during the period of insurance

Activities Covered

If you arrange Public Liability Insurance online via the GLEAMING INSURANCE website then your policy will cover all of these activities;

 Carpet & Upholstery Cleaning including soft furnishings
 Commercial Property Cleaning (interior and exterior) which includes;
shops, office, restaurants and other properties occupied by businesses
 Conservatory Cleaning
 Contract Cleaning
 Domestic Property Cleaning (interior and exterior)
 End of Tenancy Cleaning (interior and exterior)
 Gutter Cleaning
 Hard Floor Cleaning
 Holiday Home Cleaning (including Caravans)
 Kitchen Cleaning
 Oven (domestic and catering only) & White Goods Cleaning
 Pressure Washing to 248 bar (3,600 psi)
 Solar Panel Cleaning
 Window Cleaning including Soffits, Fascia and Frames


The maximum height for any of the work undertaken must not exceed 25 metres (82 feet).

Specialist Covers included

This policy provides specialist covers for the cleaning industry including;
•Damage to Property Being Worked Upon - read more
•Treatment Risks (for damage caused by cleaning solutions or chemicals)
•Loss of Customer's Keys
•Failure to Secure a Customer's Premises
•Theft by your employees

For further details of the cover provided by Hiscox Insurance via ourselves please see the Public Liability Insurance Policy Wording

[Plankton]

For pressure cleaning at height or more specifically pressure cleaning a roof was apparently not covered when I spoke to Gleaming on the phone. Is anyone using an insurance company that covers everything including roofs.

[KS Cleaning]

The only reason why I went with Gleaming in the first place as found out it was such a pain to try get quotes for public liability insurance from other brokers that include the cleaning services I wanted covered. Not only that I did not want just basic public liability insurance either as wanted included treatment risk and property being worked upon cover too. If any activities you do it's not written down in black and white in a policy you are not covered so for me a Hicox policy was a no brainer.

Regards to A-Plan an A-Plan guy on another forum last year when I posted this below from the gleaming site after a comparison to his offering said they could not come even close to the comprehensive cover of a Hiscox Puplic Liability Policy offers.

http://www.gleaminginsurance.co.uk/cleaners-insurance-cover.html

Public Liability Insurance

The Cover

The policy will protect you if, as a result of your business, any party brings a claim against you (for which you are legally liable) for:
 a.bodily injury or property damage occurring during the period of insurance
 b.personal injury or denial of access committed during the period of insurance

Activities Covered

If you arrange Public Liability Insurance online via the GLEAMING INSURANCE website then your policy will cover all of these activities;

 Carpet & Upholstery Cleaning including soft furnishings
 Commercial Property Cleaning (interior and exterior) which includes;
shops, office, restaurants and other properties occupied by businesses
 Conservatory Cleaning
 Contract Cleaning
 Domestic Property Cleaning (interior and exterior)
 End of Tenancy Cleaning (interior and exterior)
 Gutter Cleaning
 Hard Floor Cleaning
 Holiday Home Cleaning (including Caravans)
 Kitchen Cleaning
 Oven (domestic and catering only) & White Goods Cleaning
 Pressure Washing to 248 bar (3,600 psi)
 Solar Panel Cleaning
 Window Cleaning including Soffits, Fascia and Frames


The maximum height for any of the work undertaken must not exceed 25 metres (82 feet).

Specialist Covers included

This policy provides specialist covers for the cleaning industry including;
•Damage to Property Being Worked Upon - read more
•Treatment Risks (for damage caused by cleaning solutions or chemicals)
•Loss of Customer's Keys
•Failure to Secure a Customer's Premises
•Theft by your employees

For further details of the cover provided by Hiscox Insurance via ourselves please see the Public Liability Insurance Policy Wording

I renewed my insurance a few months back with Polished Insurance, Hiscox used to underwrite their policies but they no longer use them and have now switched to Axa, not sure if Gleaming Insurance have done likewise?

[Mike #1]

Got a quote from Alexander Swan including property being worked on  cover for scratched glass using cleaning solutions etc and tools cover 5 mill P/L £200 per annum the policy doesn't list pvc cleaning although i was told i would be covered only do a handful of jobs a year .

£305 from Gleaming which covers about 9 things i don't clean which is obviously factored into the price i may well contact Hiscox o directly over the weekend as their website is a pain .

[Smurf]

For pressure cleaning at height or more specifically pressure cleaning a roof was apparently not covered when I spoke to Gleaming on the phone. Is anyone using an insurance company that covers everything including roofs.

Roof cleaning is not on the hiscox activities list which makes no odds to me. Sorry I can't help as I don't clean tiled roofs on buildings anyway so never had the need to find cover for that service.

[cgh window cleaning]

A plan do my public liability and van insurance.
Made sure the public liability covers property worked on which it does 5mill cover.