Hi 8 Weekly
Yes each Franchisee receives and pays for their own account however, it all falls undoer one roof i.e. the Administrator (Franchisor) (which is free of charge) can see all but the operators can only see their own. The Administrator has total control, can move jobs between operators, amend jobs, etc, etc, they can also de-activate "operator" access should the need arise.
No doubt you're aware of the full GoCardless integration which can be individual or centralised, along with comprehensive text integration including personalised templates etc, etc.
Hope that helps
John