vauxhall r doing a 0 percent apr on there new vans or u can get a all most new form them with 30k on the clock on finance with a 8 percent apr or there abouts ide get a vivaro my self them 1.6 deisels wont cope with a tank of that size the 2.0 hdi would b a beta option than the 1.6hdi if ur guna go the french van route 
0% is a bit of a con, you will pay list price for the van. Nearly new with 30k on the clock 
no thanks.
Agree 100%. O% finance is a hook to reel customers in. Its worked for the past 15 years so they still use it. You need to work the figures of each deal through.
Leasing is primarily for large business users who want to show their business in a better financial light. It also helps them to put a vehicle on the road with a small deposit. Monthly rentals are made to look inviting by an inflated balloon at the end of the contract. A leasing deal is based on a pre agreed annual mileage.
At the end of contact the vehicle is handed back and you take on another vehicle under similar terms. Motor manufacturers love them as they are more likely to get you into another new vehicle at the end the contract period. It all sounds good until something goes wrong, accident damage, higher mileage than agreed, loss of business contracts, etc. if you want to go back to an owned vehicle, its much harder as you have no asset to trade in and you will have a higher initial deposit to pay.
With leasing you are in fact leasing or paying the vehicle's depreciation plus the leaser's profit over that period. The balloon payment at the end of the contract is usually what the vehicle's value is expected to be. Watch out if some market forces reduce the value of that vehicle like they did in 1999. The leasing companies tried every trick in the book to get customers to pay for cosmetic damage etc. to recoup some of their losses. It was quite embarrassing to work in that environment in those days.
Sole traders with CCJ's used to ask for leasing deals when they came into the dealership as they thought that these weren't subject to credit checks. They are subject to credit checks, usually more rigid that HP deals as the lease company had to wait longer before the deal started to show a profit.
If you can arrange a personal loan at a low rate then that's worth considering. Many have mortgages that they can borrow funds from at a low interest rate. But you have to be ruthless with yourself and ensure that the amount is put back in every month without fail.
Don't be tempted with those large final payment deals. The finance institutions want you to have to re finance that final payment to make it so they can make some more money out of you.
I'm inclined to advise the same route as Dazmond has taken. Buy a good second oldish van; not a banger. Yes, you may have to spend a bit of money on repairs, but it will never cost you what the depreciation is on a new van.