[Richard Shepherd]

Was reading on this forum recently about people being injured and having no income, thinking it will never happen to me.

Last Saturday driving home on a quiet road in my wifes Mini, two boy racers came ballooning round a corner, one lost control and hit me head on. Luckily I have nothing broken but won't be working for at least 4 weeks, wifes Mini is a write off.

Driver that hit me finished up with both ankles broken, bloke that was racing him didn't even stop.

Will deffo be taking out some income protection insurance when I get back to work..

[Clever Forum Name]

Went down docs with issue.

You need an Op like now!

In hospital two weeks later.

Should be back to work after a few days.

Stitches are now infected.

3 days off is now 2/3 weeks off!

So yeah it's got me thinking as well!!!!!!

Hope you make a speedy recover 

[Soupy]

Went down docs with issue.

Is the "issue" with your b******s? 

Last Saturday driving home on a quiet road in my wifes Mini, two boy racers came ballooning round a corner, one lost control and hit me head on. Luckily I have nothing broken but won't be working for at least 4 weeks, wifes Mini is a write off.

Where there's blame, there's a claim.....

[Clever Forum Name]

Went down docs with issue.

Is the "issue" with your b******s? 

Last Saturday driving home on a quiet road in my wifes Mini, two boy racers came ballooning round a corner, one lost control and hit me head on. Luckily I have nothing broken but won't be working for at least 4 weeks, wifes Mini is a write off.

Where there's blame, there's a claim.....

Franks and beans.

[Rich Wilts]

Interesting. Thanks for the post.

Perhaps we should post on here verying policies that are available if we come across anything decent.

[Jonny 87]

My only problem with these insurance policies Is that for a decent one they are flipping expensive. £50 a month minimum to cover my basic expenses, and that's still cutting it tight every month.

I decided I'm much better just putting that money away in a savings account and then that way im not chucking money away never to be seen again.

If anyone has any decent policies though I'd be interested to hear?

[duncan h]

My only problem with these insurance policies Is that for a decent one they are flipping expensive. £50 a month minimum to cover my basic expenses, and that's still cutting it tight every month.

I decided I'm much better just putting that money away in a savings account and then that way im not chucking money away never to be seen again.

If anyone has any decent policies though I'd be interested to hear?

I agree. They all try getting out of paying

[Mike #1]

It has changed over the years I pay a monthly premium of £25.00 .

To get a payout off 75%  of my current taxable income each month  until I retire if needed .