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If someone wants to pay you via a bacs payment, do you just send them your account number + sort code, + account name. thats it.the same as transferring money as in online banking
I ask them to use there address as payment reference,reason being if threre name is smith or Jones you may have a few on your books with the same name,I've not experienced any problems to date but there's always a first time,the worst thing is when they pay and the reference is window cleaner,works for them but not for us,as we don't have a clue who's paid