just had my account stopped as I'm nearly at the limit for payment amounts?
 im being asked to upgrade to a premier acc or a business acc they both look as if they charge the same to 3.4% +20p    does anyone know what its all about & which is best please 
does that mean 3.4% + for every pound or every payment 
Yeah there no getting away from it. 
20p per transaction flat rate, plus 3.4% of the total amount. 
I charge my customers an extra 5% for using PayPal (they are pre warned and it gets automatically added on through my website).
loads still use it though. It's so easy for most.