[PurefectWindowCleaning]

3 weeks ago some clown drove up the backside of my van.

He gave me his details (phone num, address etc) hes from my town.

He said could I please not go thru insurance and he will pay out of his own money for damage.

Its taken panel beater 3 weeks to get me a quote printed out.

As its gone on quite a while, if the lad that drove into me try's to pull a fast one and say he didnt do it, what should I do as dont think violence is answer although I will if needs be.

Ive got a photo on my phone of his van and mine but the number plate isnt visable.


Any advice on this lads as im paying him a visit tomorrow to show him the quote.

Cheers

[AuRavelling79]

How much we talking? Value of van?

[LT carpet cleaning]

Not much use now, but insurance is there for a reason. Its in the name. Just hope hes not pulling a fast one for you. Hope you get it sorted mate.

If not, don't beat him up too much!

[ben M]

how much is it?

[rah]

Speak to one of my daughters, both legal exec's is this field!

[PurefectWindowCleaning]

Im picking the quote up in the morning but he estimated about £1000

New rear door, removal of glass from old door (sign writing), respray bumper.


The value of my van surely doesnt make any diffrence?

[PurefectWindowCleaning]

[Ste M]

if it took someone 3 weeks to give me a price for that damage then there is no way in a million years id use them to repair that little bump. in fact id just ask him for £500 and not repair it as its only a little bump

[PurefectWindowCleaning]

if it took someone 3 weeks to give me a price for that damage then there is no way in a million years id use them to repair that little bump. in fact id just ask him for £500 and not repair it as its only a little bump

Well unlike you pal, I would like my van pristine as it was before he shunted me...

[rah]

The value will be taken into account when the assess the claim. Not sure on % but if they think not economically viable, they will write it off, better to hand it to insurance !
 

[G Griffin]

3 weeks ago some clown drove up the backside of my van.

This happened to me but his car backfired, the doors fell off and he threw some confetti in my face. 
Sorry, James, I couldn't resist  .

[MATT BATEMAN (OWC)]

they will write it off, better to hand it to insurance !

Therefore best not to go via insurance company.

[AuRavelling79]

The reason I asked the value of the van is that if the damage is more than the value of the repair (or close to it) then an insurer may "write it off" and offer a value to you and let you keep the van.

My guess is that what will happen is this.

You: "Here's the quote"

Him: "What!? A grand! For a little knock like that? He's having a laugh mate."

You: "Well that's what he says."

Him: "I know a bloke who'll do a decent job for £300"

And then it goes on.


What would I do with a 51 plate van with a small knock like that?

Get more than one quote. Go round and say; look the best quote I've got is £XXX. Will you pay him direct?

He will probably um and err and suck his teeth and offer to get a bloke he knows to have a look. You may have to let that go through the process but if you don't like the look of his bloke's set up I'd go back one last time.

Then I'd say "you were insured weren't you?" he'll say "yes mate but I don't want to use them" and you say "no sorry - I want a proper job - if you don't agree a deal I will put the matter in the hands of my insurers" and walk away.

Then I'd pass all the details you have of him to them and let them give you guidance as to how to deal with it.

Worst case scenario? It doesn't get done, he's not insured and you might get an offer off your own insurer. Weigh it up against any loss of no claims and decide.

Best case? Professional job off his insurance.

My guess - he will be shocked at the cost and make an offer. If I was running a 51 plate van and got offered say £400/£500 I'd take it and live with the knock.

[dannymack]

I agree with James, why would you want to leave it as it would start looking a right eyesore not good when your going to price jobs in a battered up van 😜

[PurefectWindowCleaning]

The reason I asked the value of the van is that if the damage is more than the value of the repair (or close to it) then an insurer may "write it off" and offer a value to you and let you keep the van.

My guess is that what will happen is this.

You: "Here's the quote"

Him: "What!? A grand! For a little knock like that? He's having a laugh mate."

You: "Well that's what he says."

Him: "I know a bloke who'll do a decent job for £300"

And then it goes on.


What would I do with a 51 plate van with a small knock like that?

Get more than one quote. Go round and say; look the best quote I've got is £XXX. Will you pay him direct?

He will probably um and err and suck his teeth and offer to get a bloke he knows to have a look. You may have to let that go through the process but if you don't like the look of his bloke's set up I'd go back one last time.

Then I'd say "you were insured weren't you?" he'll say "yes mate but I don't want to use them" and you say "no sorry - I want a proper job - if you don't agree a deal I will put the matter in the hands of my insurers" and walk away.

Then I'd pass all the details you have of him to them and let them give you guidance as to how to deal with it.

Worst case scenario? It doesn't get done, he's not insured and you might get an offer off your own insurer. Weigh it up against any loss of no claims and decide.

Best case? Professional job off his insurance.

My guess - he will be shocked at the cost and make an offer. If I was running a 51 plate van and got offered say £400/£500 I'd take it and live with the knock.

Really appreciate this reply, thanks

[Clever Forum Name]

£500 cash and one of these http://www.gardinerpolesystems.co.uk/acatalog/large-van-sticker-100cm-x-25cm-gardiner-pole-system.html 

[TheWindowManChris]

Just say to him

'You pay to get it fixed or I report this to the insurance company today'

You soon get a response and your giving him a timeline of today to get it fixed.

I am like you,  My vans must be in prestige and they is not allowed to be any Mud on it! 

[HampshireWindowCleaning]

You should have gone through the insurance, same thing happened to me, van was classed a category c write off so i kept the van which was still road worthy and got paid out nearly 2 grand.

[TheWindowManChris]

You should have gone through the insurance, same thing happened to me, van was classed a category c write off so i kept the van which was still road worthy and got paid out nearly 2 grand.

Happened to my mate car!   He got Cat C and paid £200 from scrap yard and got it fixed and tested by VOSA again and got it fixed.

[CleanClear]

If he's trying to get a grand off you for that mate i think he's up to one of them crash for cash scams. There is no way there is a grands worth of damage their, he's having you over. You havn't even touched his bumper. I'd alert the police and insurance straight away to a possible fraudulent claim.