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Cliff perkins

  • Posts: 1257
Bank charges
« on: August 18, 2013, 07:50:28 pm »
Hi just started getting mine and im with natwest.
If i carry on im gonna be charged well over £1400 a year.
Any1 know any free 1s or ways to avoid.
Any good deals at the mo

Cheers cliff
Www.1stglasswindowcleaning.co.uk

cgh window cleaning

  • Posts: 555
Re: Bank charges
« Reply #1 on: August 18, 2013, 08:05:21 pm »
I'm with natwest free for 2 years it ends in July.If you don't mind me asking what are the charges for?

Cliff perkins

  • Posts: 1257
Re: Bank charges
« Reply #2 on: August 18, 2013, 08:10:19 pm »
Bacs are 40p each
Automated debits 40p each
Standing orders 45p each
Automated credits 22 p each
Manual credits 76p each
Chqs paid in 33p each
Cash paid in 66p per £100
Internet faster payment 40p each

My charges over £100 1 month
Www.1stglasswindowcleaning.co.uk

Cliff perkins

  • Posts: 1257
Re: Bank charges
« Reply #3 on: August 18, 2013, 08:14:03 pm »
Bacs are 40p each
Automated debits 40p each
Standing orders 45p each
Automated credits 22 p each
Manual credits 76p each
Chqs paid in 33p each
Cash paid in 66p per £100
Internet faster payment 40p each

My charges over £100 1 month
Im gonna call them see if i can pay a flat fee every month if not bye bye
Www.1stglasswindowcleaning.co.uk

brianbarber

  • Posts: 996
Re: Bank charges
« Reply #4 on: August 18, 2013, 08:19:19 pm »
Ask to go on advantage plus tariff

It's £25 set fee each month,unlimited bacs,paying in ,DDs etc

Job done

Mr B
If in doubt.....Leave it out !!

colin purewater

  • Posts: 2282
Re: Bank charges
« Reply #5 on: August 18, 2013, 08:21:57 pm »
My free banking ran out in January but I'm
Sticking with Rbs,

As it is all tax deductible I don't  mind paying at all

keep it simple

cgh window cleaning

  • Posts: 555
Re: Bank charges
« Reply #6 on: August 18, 2013, 08:53:28 pm »
I will try to go on a flat tariff when my free banking is up,I don't want the hassle of  notifying customers.

Total shine cleaning services

  • Posts: 895
Re: Bank charges
« Reply #7 on: August 18, 2013, 09:38:11 pm »
I've just switched from natwest to Santander for similar reasons, I pay £7.50 a month flat rate to Santander, didn't fancy paying £25 when I can be paying £7.50, I'm keeping both accounts on until I'm satisfied all of the customers are paying into the new account .

Graham

Re: Bank charges
« Reply #8 on: August 18, 2013, 09:51:19 pm »
Madness. Why doesnt everyone just go for the Co-op!

HampshireWindowCleaning

  • Posts: 601
Re: Bank charges
« Reply #9 on: August 18, 2013, 09:54:32 pm »
Whats so good about co op account?

Archer

  • Posts: 1208
Re: Bank charges
« Reply #10 on: August 18, 2013, 10:03:07 pm »
Cliff Perkins,

£1400.00  :o

You must have some serious money going in and out of your account, or be doing something wrong to have fees like that

I am with natwest and its half of that

Ste M

  • Posts: 1826
Re: Bank charges
« Reply #11 on: August 18, 2013, 10:41:22 pm »
Im with RBS, pay a flat fee of £25 and i can pay in as much as i like upto 100k.

Archer

  • Posts: 1208
Re: Bank charges
« Reply #12 on: August 18, 2013, 11:42:17 pm »
My fees are similar I think, roughly about £40 ish

Re: Bank charges
« Reply #13 on: August 19, 2013, 12:05:48 am »
Whats so good about co op account?

Pay £100 a year for unlimited banking. Get £25 back and also free membership of the FSB. May not mean much, but it would if you ever get a tax investigation.

S.A.J

  • Posts: 2162
Re: Bank charges
« Reply #14 on: August 19, 2013, 08:12:26 am »
We have unlimited banking through bank of Scotland

We pay £25 fee a year and only condition is we have to keep 5k in the account!

Can't remember how we got it  :P

colin bird

  • Posts: 1245
Re: Bank charges
« Reply #15 on: August 20, 2013, 07:13:33 am »
I'm with nay west for approx 8 years,I pay £25 a mont fixed charge

LWC

  • Posts: 6824
Re: Bank charges
« Reply #16 on: August 20, 2013, 05:05:39 pm »
My account asked me why i had a business account cause of ridiculous charges and i didnt have an answer really bar it looked good on cheques lol...told me to go back to personal account so i did.

Dont see why everyone else should be able to pay their normal wages into their account and just cause we have a business we have to pay for it.

robertphil

  • Posts: 1511
Re: Bank charges
« Reply #17 on: August 20, 2013, 05:35:53 pm »
nationwide  dont ask questions if you pay in a few cheques daily into a personal account

halifax start getting funny if you pay in 8 cheques a day into a personal, accused me of money laundering (i was actually flattered i was accused of being a Mr.Big !) 
 


LWC

  • Posts: 6824
Re: Bank charges
« Reply #18 on: August 20, 2013, 06:15:50 pm »
nationwide  dont ask questions if you pay in a few cheques daily into a personal account

halifax start getting funny if you pay in 8 cheques a day into a personal, accused me of money laundering (i was actually flattered i was accused of being a Mr.Big !) 
 


Lol at money laundering