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dickie dickenson

  • Posts: 13
buisness acount
« on: February 11, 2013, 07:22:53 pm »
do i need a buisness bank acount by law , i dont work every day and im not out to earn a fortune , most jobs are cash , i get a few cheques , but at the moment i just bung it all in my santander curent acount ...do you have to pay a monthly fee for a buisness acountb , im trying to keep my bills as low as possible
 
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SB Cleaning

  • Posts: 4336
Re: buisness acount
« Reply #1 on: February 11, 2013, 07:24:50 pm »
I run a business so i have a business account  ;)
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Lee GLS

  • Posts: 3844
Re: buisness acount
« Reply #2 on: February 11, 2013, 07:26:40 pm »
you dont need one by law, but if your bank work out that you are using it for business then they will say you have to close it or transfer to a business account.
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dickie dickenson

  • Posts: 13
Re: buisness acount
« Reply #3 on: February 11, 2013, 07:44:56 pm »
so there will be a charge for using a buisness acount ???
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robertphil

  • Posts: 1511
Re: buisness acount
« Reply #4 on: February 11, 2013, 07:48:39 pm »
dont pay in more than 4 or 5 cheques at a time and they wont get angry on using a personal account is my experience.

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cgh window cleaning

  • Posts: 555
Re: buisness acount
« Reply #5 on: February 11, 2013, 07:50:23 pm »
You can get free business banking with some banks.I'm with natwest free for 2 years.
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lukeg

  • Posts: 116
Re: buisness acount
« Reply #6 on: February 11, 2013, 09:08:03 pm »
If you are a member of the fsb you can get free business banking with the co-op plus all the other benefits that are available.
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Mist A Bit

  • Posts: 1032
Re: buisness acount
« Reply #7 on: February 11, 2013, 09:15:50 pm »
im with santander and its free at moment, cant remember how long for. i was using my personal account untill i got my business head on lol
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KS Cleaning

  • Posts: 4108
Re: buisness acount
« Reply #8 on: February 11, 2013, 10:31:05 pm »
Quote from: dickie dickenson on February 11, 2013, 07:44:56 pm
so there will be a charge for using a buisness acount ???
Santander will be £7 50 a month for new customers,but you get 3% cashback on fuel which in effect makes it free for me ;)
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Dougaldum

  • Posts: 496
Re: buisness acount
« Reply #9 on: February 11, 2013, 10:43:59 pm »
Quote from: Lee GLS on February 11, 2013, 07:26:40 pm
you dont need one by law, but if your bank work out that you are using it for business then they will say you have to close it or transfer to a business account.

i have a normal aconnt which i use for my businss for 20 years put loads of cheques in nothing said happy days
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chez

Re: buisness acount
« Reply #10 on: February 12, 2013, 05:46:08 pm »
Quote from: Dougaldum on February 11, 2013, 10:43:59 pm
Quote from: Lee GLS on February 11, 2013, 07:26:40 pm
you dont need one by law, but if your bank work out that you are using it for business then they will say you have to close it or transfer to a business account.

i have a normal aconnt which i use for my businss for 20 years put loads of cheques in nothing said happy days

+1
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richard jagger

Re: buisness acount
« Reply #11 on: February 12, 2013, 05:53:21 pm »
You do not need a business account as long as you can account for what cash went were. I would like to see all firemen`s  policemen posties business accounts etc.. Trade under your own name.
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