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robbo333

  • Posts: 2420
Re: New van - Buy or lease
« Reply #20 on: January 09, 2013, 09:45:02 pm »
Buy. Don't lease. Buy a good used reliable van that fits in with your budget. Look at what is the best reliable van. At the moment I am looking at a used Toyota Hiace. Seems to be the most reliable.
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Ian101

  • Posts: 7889
Re: New van - Buy or lease
« Reply #21 on: January 10, 2013, 08:29:19 am »
Vans seem to fall into one of 2 camps either brand spanking with a massive discount (pre reg with 6 miles on clock are still brand new) or an old un for under £2000 then you no mans land which is stuff a few years old which when compared to the deals you can get on new aint such a good idea.

Lease or buy depends on individual circumstances and what your own accountant says

EG ..... you got £12000 taxable profits sitting in the bank then you prob going want to buy outright and claim against your AIA (annual investment allowance) therefore writing the whole lot off in 1 go.

or

your skint but van is shagged and dying then with a 3 payments up front lease is going to look attractive esp as its 100% tax allowable ... ok you will have to swallow vat if not registered but still prob cheapest way to aquire a new van.

or

what I seem to have done is to buy an old van for £2000 with a decent mot and history and decent bodywork run it with no payments but stick £30 a month to 1 side in the "maintenance" kitty


were all different so no right or wrong way I would suggest.

gewindows

Re: New van - Buy or lease
« Reply #22 on: January 10, 2013, 08:49:20 am »
Ian whats wrong with paying 5K for a used Connect vehicle with about 30K on the clock?

Ian101

  • Posts: 7889
Re: New van - Buy or lease
« Reply #23 on: January 10, 2013, 09:48:58 am »
Ian whats wrong with paying 5K for a used Connect vehicle with about 30K on the clock?

just my opinion which must be right  ;) ;) ;D

yup didnt explain that bit .... basically nowt just its possible to make an expensive mistake at that price level my thinking is on a £2000 van yup it can go wrong but at least it was cheap to start with to find a decent van at £5000 with 30k you done well and again for my own circumstances to spend £5000 I would need a bank loan and would start thinking well for another £20 a week I can have a new un (ex car salesman) .... few years back it was easy new vans were expensive ..... newish vans were great bargains but I think as someone else posted nearly new look expensive when compared to new deals.