[hotsteam]

Hi Guys, Whats the best way to take card payments ?
Cheers Hotsteam

[Red_Panda]

Hi, I just got a quote through my bank for Streamline.  It costs £22 a month for the portable machine, 24 pence per debit card transaction and 1.38% for a credit card.  You have to put at least £15 through it per month.  Hope that helps. David.

[Fran84]

Check out Adelante. Bit more expensive but if you hae a smart phone then they are brilliant!!

[JandS]

Payatrader...one off payment and the customer pays
the rest.

John

[William Sharpe]

Some area's in cheshire and north wales have major connection/signal problems especially with mobile phone card systems, this can be the case with most hand held bank units. Does paytrader have these issues ?

[Linda - Payatrader]

Hi Linda from Payatrader here!
Just to clarify, the customer doesn't pay the transaction fees - unless you add the charges onto their bill of course!

The rates vary between 2.3% and 2.9% based on your weekly turnover. It's a Pay As You Go service with no monthly fees or minimum usage requirements. There's no minimum term contract either.

With the Payatrader service you can take payments online at your website, by telephone using a free Virtual Terminal, mobile, email and via a 24/7 payments line - handy if there's no mobile signal where you are working. This is all included in the one-off joining fee.

Once you've joined, you have the option to add a pocket GPRS Chip & Pin terminal if you need one.

To find out more visit our website at www.payatrader.com.

Hope this helps.

Linda

[bennymon]

do any of you use this     http://www.huddlebuy.co.uk/deals/finance/get-exclusive-guaranteed-access-to-the-closed-izettle-uk-trial-and-improve-your-sales-by-taking-secure-card-payments-on-the-go-with-your-iphone-or-ipad  only just seen it .

[Ian Gourlay]

Linda

As you may Know I have been seriously ill for pat 18 months but I am now planning my return.

A problem has poped up in my Window Blind Company.

Another leading local company went bust owing the customers thousands in deposits.

If I used the Paytrader system and took Credit Cards would the customer be protected , I ask so i can reasure customers regarding deposits.
They are importantant as the cost of House of blinds can run into big money so The company needs the assurance of a down payment

What is situation regarding Debit Cards

Up to now we prefered cheques  which I held until work was completed  but times change

Ian

[Linda - Payatrader]

Hi Ian,

So sorry to hear you've been unwell.

I'm just checking this one out for you & will be back shortly.

Is there a way of getting an alert from the forum when a member posts a reply as I could have missed your question.

Regards
Linda

[Linda - Payatrader]

Hi Ian,


Cardholders are provided with various protections by law on credit cards and by the card schemes on both debit and credit against non supply or poor quality supply.

As a consequence, it is a term and condition of Payatrader that payments are taken only in respect of services already provided and not for deposits for future services.

You can take a deposit where a customer has been informed that its not refundable i.e. because you will have incurred costs ordering materials / starting work on the blinds i.e. service has been rendered in lieu of this.

Hope this helps.

Linda

[Linda - Payatrader]

Some area's in cheshire and north wales have major connection/signal problems especially with mobile phone card systems, this can be the case with most hand held bank units. Does paytrader have these issues ?
[/

 We have just launched  a GPRS chip & pin machine with a full roaming  SIM - however there are still some UK black spots & that's why we  provide a  24/7 contact centre that can process a payment for you as a back up.

[Ian Gourlay]

Linda

To be clear Most of my suppliers order materials straight away and start to make blinds within two days.

This oes cause some problem with cooling off period but hasve checked it out with Blinds and Shutters Association and as long as ustomer agrees to waive this period in order to get blinds there is no problem

So I presume that fits in with paytrader.

Regarding Alerts I think if you go into your profile you can ask for this . I do not because I am flooded with emails on a daily basis with report to adminstrator button etc

Linda,

If you send me an email outlining your system, I will give you a plug on a  Window Blind Disscusion Group I belong to.

iangourlay@yahoo.co.uk

[mark shannon]

do any of you use this     http://www.huddlebuy.co.uk/deals/finance/get-exclusive-guaranteed-access-to-the-closed-izettle-uk-trial-and-improve-your-sales-by-taking-secure-card-payments-on-the-go-with-your-iphone-or-ipad  only just seen it .

There charges are £20 for mobile card-reader you don't need a merchant account. They say,

The iZettle fees are very simple. You pay 2.75 % of the transaction amount for MasterCard, American Express and Diners Club payments with the card reader, and for all Visa payments. For manual transactions on your device, the fee is £0.10 + 3.5 %.

Not sure what the manual transaction bit means?

mark

[Linda - Payatrader]

Hi Ian,

To be on the safe side I would advise your customers that their deposits are not refundable as you have ordered the materials etc.

I will send you a note as request - thanks for offer of a plug its much appreciated!

Have a good weekend.
Linda

[Matt Gibson]

All card types EXCEPT visa are straight forward with izettle. With visa cards (credit/debit)  after the card is read, a email is sent to the customer and they have to confirm the payment. This has to be done while the card is in the reader. Bit of a pain as most debit cards are visa.