4 parttimers (which adds up to 2 fulltimer hours) . id have to look up my files on the details but i know iv got cover over and beyond the basic public liability. im trad and i had to make it clear i employed only ladderworkers and the height limits 10 metres on ladders which i found out is the industry standard . for cherrypicker use im only covered as long as its under 2 metres- go figure what thats all about
if you have a lower height limit it comes cheaper of course .
i went online to get my quotes initially , its worth doing that because the very next day or sometimes sooner the insurance firms will be ringing you up trying to chase up your quote that you didnt follow thru , doing the deal so to speak. Quite a lot of firms will do the public liability but not all will do a combined policy with the employee + public liability