[H20cleaning]

I am sick to the back teeth of insurance for young drivers! I am 19 years old trying to make a go of owning my own business and so far over achieved what I first though after 2 years! I think some incentive for young people trying to get going self employed were you get. 25% cheaper insurance! My vans a x reg partner Probly worth 1000 yet I'm paying 1500:/
Anyone got any ideas?

[SB Cleaning]

Sometimes i feel good about being nearly 35

[colin purewater]

I think that really good for you age mate,

My bro in law pays 3 times that and he's 21

[Frankybadboy]

get family to insure with other drivers,you being one of them.?

[H20cleaning]

That's on my dads insurance the van is worth 1000 and I never speed cause in always full of water argh

[AshWhite]

Have a chat with autonet insurance, they got me the best deal by far.

http://www.autonetinsurance.co.uk/

For some reason, I still think of myself as a young driver - but I turned 30 last week 

[KLEENAWAY]

Im 23 with 2 years no claims, drive a fiat doblo and i pay £1300! Wish i could have got insurance for that price when i was 19

[BartG]

i pay 1740 for s reg astra  :

[mikecam]

I am sick to the back teeth of insurance for young drivers! I am 19 years old trying to make a go of owning my own business and so far over achieved what I first though after 2 years! I think some incentive for young people trying to get going self employed were you get. 25% cheaper insurance! My vans a x reg partner Probly worth 1000 yet I'm paying 1500:/
Anyone got any ideas?

Hey you aint special or victimised. I'm 50, no points and 10 years plus no claims and my renewal quotes where only marginally cheaper than yours. If you've overachieved then you'll have plenty to spare on insurance.

[Window Washers]

I am sick to the back teeth of insurance for young drivers! I am 19 years old trying to make a go of owning my own business and so far over achieved what I first though after 2 years! I think some incentive for young people trying to get going self employed were you get. 25% cheaper insurance! My vans a x reg partner Probly worth 1000 yet I'm paying 1500:/
Anyone got any ideas?

Hey you aint special or victimised. I'm 50, no points and 10 years plus no claims and my renewal quotes where only marginally cheaper than yours. If you've overachieved then you'll have plenty to spare on insurance.

Mike you need to change insurance companies unless of course you have been a bad boy

[scud]

That's on my dads insurance the van is worth 1000 and I never speed cause in always full of water argh

 The value of your vehicle is pretty much immaterial for insurance. Your £1000 van will do the same damage to a third party as a £80k Range Rover.

  I am sorry to say this, but at 19 years old you are statistically a high risk driver, and will remain so until you are older.

  And if you are the main driver but only down as a named driver, then you are commting a crime known as fronting, the insurance companies are very hot on this nowdays.

[Blue Frog Systems]

mines ab out 1100 on a boxer with 1 other person on there (comp)

[deeege]

2 drivers both over 30 years of age. 3 years no claims and paying over £1300 for insurance. What'sthatallabout?

[♠Winp®oClean♠]

I am sick to the back teeth of insurance for young drivers! I am 19 years old trying to make a go of owning my own business and so far over achieved what I first though after 2 years! I think some incentive for young people trying to get going self employed were you get. 25% cheaper insurance! My vans a x reg partner Probly worth 1000 yet I'm paying 1500:/
Anyone got any ideas?

Hey you aint special or victimised. I'm 50, no points and 10 years plus no claims and my renewal quotes where only marginally cheaper than yours. If you've overachieved then you'll have plenty to spare on insurance.

You need to move from wherever you live!!!!!

[bobplum]

I am sick to the back teeth of insurance for young drivers! I am 19 years old trying to make a go of owning my own business and so far over achieved what I first though after 2 years! I think some incentive for young people trying to get going self employed were you get. 25% cheaper insurance! My vans a x reg partner Probly worth 1000 yet I'm paying 1500:/
Anyone got any ideas?

do you go thru comparison websites,if so it may be cheaper trying to go straight to the company's

[H20cleaning]

So because I have over achieved Its fine that I spend the money I have made on insurance... Priceless! Yeh my point is the government are always trying to set up schemes to get young people starting off on their own... How are they going to be able to afford insurance like that!!!!

[Helen]

So because I have over achieved Its fine that I spend the money I have made on insurance... Priceless! Yeh my point is the government are always trying to set up schemes to get young people starting off on their own... How are they going to be able to afford insurance like that!!!!

Unfortunately you have the last 15 odd years of young drivers getting it wrong and pushing up premiums. It's tough on you I agree, but what doesn't kill you makes you stronger. The government are always on about things that help people, but rarely is it true! (there's been no change for ever with that subject)
You can always put your insurance premiums against business expenses which will then help to reduce your tax payments, which does soften the blow a little.

[g.brookes]

i dont think its really right to blame the government for this.  the main reason insurance costs so much is because joe public is claiming a hell of a lot more for every little scrape they have, whiplash and minor injuries etc.  personally i have never made such a claim but i know a lot of people who have, and we only have ourselves to blame and a nation for our insurance costs going up and up.
i agree its not an ideal situation and at 26 i pay 1500 a year myself but i dont think the government can do much about it.  i would say the government has actually helped me out starting a business at 24 very well- i got a business loan from the council at an extremely low interest rate to buy my wfp setup, and i got a free website as well.  cant really complain

[Helen]

I don't think that blame for the high insurance was directed at the government, but the fact that they openly say "we will help start ups" and then other things like insurance cost the earth

[TomCrowther]

It's also the million plus uninsured drivers who we all have to subsidise when the plonkers decide to crash into the back of Mrs Smith at the lights.