[bcc]

Hi all, anybody use www.cardsave.co.uk if so any info would be good

[Linda - Payatrader]

Have a look at Payatrader if you are looking for a low cost card acceptance solution - www.payatrader.com.

There's a live offer with Cleanitup that will save you £25 off the joining fee. Use code CLEANITUP in the referral box.

If you have any questions, please feel free to ask.

Linda

[bcc]

Hi all. seen the salesman today £27.00 per month 20p debit card, 2% credit card , you get a  mobile machine

[Helen]

Hi all. seen the salesman today £27.00 per month 20p debit card, 2% credit card , you get a  mobile machine

How quick before the money gets into your own account

[bcc]

Hi I think its within 24 hours

[Fran84]

It wont be 24 hours. I've never heard of ay quicker than 3 days. Current company im with is 5 days (working).

Fran

[Barry Livingstone]

how do customers feel about you putting the details into your mobile phone people?

[Russ Chadd]

I use Payatrader and its a great service... it may not be the fastest in terms of waiting for the funds to reach your account however, its cheap to set up has no monthly fees and the average percentage of 2.95% isnt bad in my book.
Plus an email with the payment details is sent direct to the customer instantly.
Customers are well impressed with how i take payment using the iPhone too!

[prodry]

Payatrader v Paypal Business

Payatrader £100 setup then 2.95% per transaction
Paypal Business £0 setup then 3.4% + 20p per transaction

So unless you are taking £1000's on card Paypal Business is cheaper and free to set-up. If you are taking £1000's then a merchant account with your bank is better rates then both.

Shoot me down if I am wrong...

[Linda - Payatrader]

Hi,

The comparison with PayPal isn't strictly "like for like" as Payatrader offers more payment channels than PayPal.

With Payatrader you get a FREE virtual terminal that allows customers to pay you over the phone - whereas PayPal charges £20 a month for this facility. Note, if you have a GPRS enabled tablet or iPad you can also use the virtual terminal to take a payment immediately at the customers premises - saving the cost of leasing a terminal.

Payatrader also provides a 24/7 contact centre, handy for customers that prefer not to give their card details directly to the trader, and a email/customer database facility so you can send requests for payment by email with an embedded payment link.

Payatrader rates vary from 2.3 to 2.95% depending on turnover; and, unlike PayPal a trader is automatically given the best rates. With PayPal you need to apply for it. On a per transaction basis, you will pay between £2.30 to £2.95 per £100 collected with Payatrader versus £3.60 with PayPal.

Finally, funds settled directly into your bank account and not a holding account like PP.

All this extra capability is catered for in the one-off fee - which is £74 using the CLEANITUP referral code.

Hope this helps!

[derek west]

Hi,

The comparison with PayPal isn't strictly "like for like" as Payatrader offers more payment channels than PayPal.

With Payatrader you get a FREE virtual terminal that allows customers to pay you over the phone - whereas PayPal charges £20 a month for this facility. Note, if you have a GPRS enabled tablet or iPad you can also use the virtual terminal to take a payment immediately at the customers premises - saving the cost of leasing a terminal.

Payatrader also provides a 24/7 contact centre, handy for customers that prefer not to give their card details directly to the trader, and a email/customer database facility so you can send requests for payment by email with an embedded payment link.

Payatrader rates vary from 2.3 to 2.95% depending on turnover; and, unlike PayPal a trader is automatically given the best rates. With PayPal you need to apply for it. On a per transaction basis, you will pay between £2.30 to £2.95 per £100 collected with Payatrader versus £3.60 with PayPal.

Finally, funds settled directly into your bank account and not a holding account like PP.

All this extra capability is catered for in the one-off fee - which is £74 using the CLEANITUP referral code.

Hope this helps!

Hi Linda, what are the thresholds for your rates?

[JandS]

There on the site Derek.

John

[Linda - Payatrader]

Hi Derek,

The rates range from 2.3% to 2.95% in 6 bands which you can find on our website www.payatrader.com.

However, from the 1st April, making our pricing simpler (4 bands) and easier for traders to achieve our best rate of 2.3%. The new rates will be:

Payatrader                       Fee per transaction   
£0.00 GBP - £500.00 GBP                   2.9%   
£500.01 GBP - £1,000.00 GBP           2.7%   
£1,000.01 GBP - £2,500.00 GBP   2.5%   
£2,500.01 GBP +                            2.3%   

For high card turnovers of > £6000 per month it's best to contact us to discuss setting up your own merchant account & where the rates will be lower than our standard product.