[JSMC]

http://www.hmrc.gov.uk/manuals/dmbmanual/dmbm201580.htm

anyone use this?

[AuRavelling79]

*Raises hand*

While savings interest rates are minimal (like less than 1% on instant access savings) )I like the peace of mind of knowing that my bum will only bitten lightly in January and July! I pay £250 per month.

[Helen]

*Raises hand*

While savings interest rates are minimal (like less than 1% on instant access savings) )I like the peace of mind of knowing that my bum will only bitten lightly in January and July! I pay £250 per month.

and then the rest of what you owe in one hit in January

[Dick]

I've just today had my Christmas message from HMRC, my tax reminder for 31st Jan. Not even 'have a merry Christmas message' inside.

[dave.e]

I've just today had my Christmas message from HMRC, my tax reminder for 31st Jan. Not even 'have a merry Christmas message' inside.

i have just had mine you wait till jan he is going to be well p off when some of us don,t pay on time

[YWCS]

I use a santander free business account, they automatically open an instant access savings account that runs alongside your business current account, just transfer some into the savings account each month. It doesn't pay great interest till you have over 10k in it (in fact its still not great even now that I have over that) but I would rather have it in my account than the tax mans.

As long as you dont mind only having use of machines and internet to do your banking its great. I thought it might not be when I first opened it, but now I have got familiar with it, I really like it, and I work just by a machine every friday so its very handy.

[g.brookes]

i have that account.  my problem with it is you cant pay coins in

[windowswashed]

direct debit with HMRC

[YWCS]

i have that account.  my problem with it is you cant pay coins in

Yeah that's the only prob. I just save em till I have a load then change in my personal account.

[easy clean]

Can't remember excactly but was on a tax training course about 5 years ago and I'm sure that they said something about overpaying on your tax bill, that if this happened you was entitled to interest on that amount and I'm sure it was about 8%, sure someone will correct or comfirm this.

[Window Washers]

Can't remember excactly but was on a tax training course about 5 years ago and I'm sure that they said something about overpaying on your tax bill, that if this happened you was entitled to interest on that amount and I'm sure it was about 8%, sure someone will correct or comfirm this.

I would be shocked if that is true, they would more likely charge you interest for holding onto your money for you