I've been asked to increase my 2 million public liability insurance to 5 million by a commercial job I do; now when I last looked at getting 5 million (some years back for a Hilton Hotel), the cheapest I could find was about £400, so I expected it to be a lot higher now; I guessed about £600 or £700 quid. I spoke to the manager and got him to agree that his company would pay the difference in cost between my normal 2 million and their requirement for 5 million and they agreed. (The job wouldn't have been worth doing otherwise; it's worth about £1500 per year, and if I was to pay £600 for the insurance for this one job; they could 'ram it'!).
So, I've just been onto simply business and you can get 5 Million for only £90 a year!!
Obviously the policy will be rubbish; I don't care to be honest; it's just red tape as far as I'm concerned; but Simply Business is a good site if anyone's after renewing their insurance.
It surprises me to think that 5 million quids worth of PL was £400 about 9 years ago, and now for a similar rubbish policy, it costs £90 today!!! I don't think it was anything to do with WFP, since the site didn't even ask for my working methods.