I have been knocked more times than I care to admit. Being a softy, I write bad debts off because :
a) It's often more cost effective to write it off.
b) It's only money. I absolutely refuse to let it worry me.
c) I get some warped satisfaction in cleaning their neighbours'
houses in full view of them, while their windows get dirtier,
at the same time praying that they will not ask me to clean
theirs again.
d) There are always good customers waiting to replace the
bad.
e) The non payers must need the money more than I do. Being
a pauper myself, I completely understand their pathetic
plight.
John.