[newpy]

I know there has been a thread before, but as the search will not work, i'm going to ask anyway.

Who's the best / most competitive on price and cover. NOT necessarily the cheapest with crappy service. Was with A plan but their premium has shot up and no courtesy vehicle with system ( in know Alexander Swan do offer this, just going to call them for a quote- should be interesting!) .

Surely £600+ fully comp for a 57 plate transit with system cover is steep, oh and full no claims!

Any recommendations ??

[drakestar!]

A plan got expensive for me to, ive gone to Adrian flux

[George P]

try stephen ayre at G.T.Insurance, very helpful, he will be able to insure you, and equipment, his  number is 0115 9394747, been in insurance a long time, we have started going to him now as helpful and competetive, i have asked him to do my other van , all our vans are with steve and will be loking to go over to steve for public liability & employers liabillity when ours is due, hope this helps.

george

[newpy]

Thanks for the advise guys. Tried Alexander Swan, they are more than A Plan without the courtesy vehicle cover, if only they could be more competitive, as the courtesy vehicle is only £80 odd a yr extra which seems reasonable.
Will give G.T insurance a call.

Craig

[Paul Coleman]

Thanks for the advise guys. Tried Alexander Swan, they are more than A Plan without the courtesy vehicle cover, if only they could be more competitive, as the courtesy vehicle is only £80 odd a yr extra which seems reasonable.
Will give G.T insurance a call.

Craig

I think part of the problem is the water tank being classed as a modification.  It means that most insurers won't cover it.  Less competition usually means a higher price.

[DaveG]

I think the water tank is only classed as a modification if it has been "bolted in" ...

Im sure someone will correct me tho!

[Window Washers]

I think the water tank is only classed as a modification if it has been "bolted in" ...

Im sure someone will correct me tho!

carrying water on your van daily that is secured with a strap is classed as a modification, as you have to tell them about the tank.

I cant believe people still stink carying 1/4 upwards with a strap does not need to be covered in the van, it is a massive risk to anyone not saying about this when getting quotes, and I guess withholding information would render insurance invalid. in the small print I swear it says you have given correct details in regards to the quote any misleading information can render insurance invaild.

I prefer to be honest and do the right thing that way I am covered god forbid should I hit anyone.

[newpy]

yeah it is classed as a modification a fitted tank, and they are also asking tank capacity now!

[George P]

some will only cover upo 600ltrs, its all abit mad realy, surely the insurance should say as long as its in weight limit and secured properly then shouldnt be a problem, it just means they can getmore cash out of you,

[newpy]

I think the water tank is only classed as a modification if it has been "bolted in" ...

Im sure someone will correct me tho!

carrying water on your van daily that is secured with a strap is classed as a modification, as you have to tell them about the tank.

I cant believe people still stink carying 1/4 upwards with a strap does not need to be covered in the van, it is a massive risk to anyone not saying about this when getting quotes, and I guess withholding information would render insurance invalid. in the small print I swear it says you have given correct details in regards to the quote any misleading information can render insurance invaild.

I prefer to be honest and do the right thing that way I am covered god forbid should I hit anyone.

As always if you bend the truth the insurance will not pay out, if you breath in the wrong direction the insurance will not pay out etc.. etc.. !! so i have always been straight up about telling the rip off merchants everything.

[Window Washers]

I think the water tank is only classed as a modification if it has been "bolted in" ...

Im sure someone will correct me tho!

carrying water on your van daily that is secured with a strap is classed as a modification, as you have to tell them about the tank.

I cant believe people still stink carying 1/4 upwards with a strap does not need to be covered in the van, it is a massive risk to anyone not saying about this when getting quotes, and I guess withholding information would render insurance invalid. in the small print I swear it says you have given correct details in regards to the quote any misleading information can render insurance invaild.

I prefer to be honest and do the right thing that way I am covered god forbid should I hit anyone.

As always if you bend the truth the insurance will not pay out, if you breath in the wrong direction the insurance will not pay out etc.. etc.. !! so i have always been straight up about telling the rip off merchants everything.

I agree, and saving a couple of pounds now could cost 10's of thousands later, I tend to be upfront less hassle later

[Paul Coleman]

some will only cover upo 600ltrs, its all abit mad realy, surely the insurance should say as long as its in weight limit and secured properly then shouldnt be a problem, it just means they can getmore cash out of you,

Having a 600 litre limit sounds a bit daft if the payload will allow more.  It's pretty much ensuring that you can only have a single operator - though I imagine some on here might manage with 600 litres for a two man day.  It would encourage some to take a bit extra out in loose containers - potentially more dangerous than having a larger tank IMO.
At my last renewal, I was asked if the tank was baffled.  I was also asked if it was a DIY fitting (it wasn't).  Now those are reasonable questions IMO.