I used to get wound up by bad debt, but not anymore.
I chase it for a while then write it off as my time is more valuable elsewhere.
I just send them the following letter then write it off and forget it. If any money comes in it’s a bonus, if not I am sure they sweat for a day or two.
Dear Sir / Madame
Despite numerous attempts at recovery your debt for our services remains outstanding,
This will be my final request at recovery personally.
If this debt is not cleared within 7 days I am left with no choice but to refer it to Her majesty’s court service.
Alternatively we may pass the debt on to a recovery agency, the £75 cost incurred by passing it on will be charged to your account.
Please note: Interest will be charged from the date the debt became due as set out in the Late Payment of Commercial Debt Act 1998.
Additionally we also report any outstanding arrears with credit reference agencies 28 days after the date of this letter, which may affect your ability to obtain credit in the future.
Current outstanding debt £xxx
If you wish to discuss this matter personally please do not hesitate to contact me,
Yours sincerely.