[Londoner]

I know this has been done before but my bank is getting funny about me paying in cheques. More to the point the woman behind the counter is moaning. They want me to open a business account which I will do but I'm not going to do it with Lloyds They charge you 28p a cheque plus £5 a month account fee.

How many cheques do Santander let you pay in before they start charging you?

[darren clarke]

i take it you are paying it in to your personal account then,  go get pay pal or allow custy to pay direct to your bank account much easier,  as it can take me up to 2 weeks to take a cheque to the bank

[Ian101]

I know this has been done before but my bank is getting funny about me paying in cheques. More to the point the woman behind the counter is moaning. They want me to open a business account which I will do but I'm not going to do it with Lloyds They charge you 28p a cheque plus £5 a month account fee.

How many cheques do Santander let you pay in before they start charging you?

Natwest just gave me 2 years free banking on a business account

[bobby p]

my own bank ,Hsbc, phoned me up , quizzing me about a few cheques i paid in to my personal account.  my reaction has been to open 2 new personal accounts ,with Halifax and one with Nationwide . this is to funnel cheques into.
i opened both these online, with the Halifax i had to go into the branch to prove my identity and had to deposit £100 to get given a chequebook
 but suprisingly with the Nationwide i never had to prove who i was and never had to put any money in to open my account. ive now got the debit card and cheque book but have never actually been in to the branch

[TC1]

I bank with Halifax, they have the automatic cheque deposit machines I put around 10 cheques every other day and never had any problems. You even get a print out with small photo copies of the cheques which helps with reconciliation.

Tony

[Londoner]

i take it you are paying it in to your personal account then,  go get pay pal or allow custy to pay direct to your bank account much easier,  as it can take me up to 2 weeks to take a cheque to the bank

Most of my customers wouldn't know what paypal or internet banking was. They think cheques are high tec.

But I know this trouble with the bank is part of a strategy on their part to knock cheques on the head eventually.

[boldy1304]

hi ive just opened a business account with santander free banking for life there is a limit of deposits per month of 100 cheques but you can put like 20 cheques in one deposit and it only be classed as 1 deposit you get unlimited direct debits  debit card payments  automated BACS credits and transfers between linked accounts hope this helps

[darren clarke]

i know what u mean about chq being high tec,  i only use chq and pay pal for the odd custy, the rest pay cash on saturdays

[the bfg]

hi ive just opened a business account with santander free banking for life there is a limit of deposits per month of 100 cheques but you can put like 20 cheques in one deposit and it only be classed as 1 deposit you get unlimited direct debits  debit card payments  automated BACS credits and transfers between linked accounts hope this helps

and 10 days before cheques clear

[chopsie]

I bank with lloyds tsb (personal account) I was asked the other day whilst paying in cheques if i had a business account etc, It was obvious from her computer screen that I never  :  Anyway i said no and I do not want one as you charge for it, She replied its free for a year. I just said maybe oneday when I go global. They are just trying to sell you stuff, Do not worry about it and keep paying cheques in.

[boldy1304]

hi ive just opened a business account with santander free banking for life there is a limit of deposits per month of 100 cheques but you can put like 20 cheques in one deposit and it only be classed as 1 deposit you get unlimited direct debits  debit card payments  automated BACS credits and transfers between linked accounts hope this helps

ive not had to wait that long for cheques to clear as of yet. they have taken 5 working days and they do state that in there terms available on the 5th working day





and 10 days before cheques clear

[Bobs Window Cleaning]

This has been the norm for the last few years.....all about bonus points for the bank.

I put all my chqs in a  Quick Payment envelope and put it in the letterbox. That way they don't hassle me

Bob

[LQQK]

How many cheques do Santander let you pay in before they start charging you?

You have to pay in at least £1000 a month for free banking.

Its the number of cheques it the total value monthly.

[dai]

I have 2 accounts with HSBC. All cheques are paid into no 2 account.
They have got a bit shirty about it a couple of times, but I just tell them I will close my accounts and go elswhere, they have now come to accept the situation.

[NJWindowCleaning]

I do have a business account but i also pay cheques into my personnel account and it is because all the charges. it was last wednesday the teller was moaning to me about paying cheques. And i thought it was only me who was getting hassle from barclays.

[EZclean]

tell them ebay is doing well and paypal is a swizz.
unless all your cheques are £4.50

[Sapphire Window Cleaning]

I take this into account when I price up a job.
I normally add £1 when I price up a job, this is to cover paypal payments and business account payments.
I am with Lloyds and even though I am still under the Free business banking I still get an invoice with how much it would of cost.
Each month it only cost about £15 which is covered by the customer.



Matt

[e newlands]

im too with lloyds 18 months free banking--then ill go somewhere else and get the same deal  ive bounced around 4 banks in 7 years and been with lloyds twice never paid fees

[LWC]

Im with lloyds and opened a business account, not really worth it in my opinion, they charge you per cheque etc etc, then you have to wait for 7 days for cheques whereas with personal accounts are free and the funds are in the account, i know not available but at least its been accounted for, ive come un stuck a few times when ive got few 100's in my business account and needed it at least accounted for in personal account and couldnt get to it!

[darragh windows]

I know this has been done before but my bank is getting funny about me paying in cheques. More to the point the woman behind the counter is moaning. They want me to open a business account which I will do but I'm not going to do it with Lloyds They charge you 28p a cheque plus £5 a month account fee.

How many cheques do Santander let you pay in before they start charging you?

I know this has been done before but my bank is getting funny about me paying in cheques. More to the point the woman behind the counter is moaning. They want me to open a business account which I will do but I'm not going to do it with Lloyds They charge you 28p a cheque plus £5 a month account fee.

How many cheques do Santander let you pay in before they start charging you?

i think santander let you post 100 cheques a month before they charge you they also send you free stamped addressed envelopes to post your cheques in any post box which only adds an extra day onto cheques clearing