This is where an immersion heater has a bonus. I have a big insulated panel at the back and a smaller one on the side of the tank where the pumps and reels benefit from the heat generated.
If it is going to be below about -2 I lift the panels out and the back of the van is toasty from the water in the tank.
I have an oil filled radiator in the garage which I can put in if I need frost protection when I don't heat the water for work.