First- are you on the electoral roll? if not you are unlikely to get credit, well, not a good deal anyway.
Second- the more credit you apply for, the more it harms your credit rating, so bear this in mind.
Third- A good round at the right money is a very good investment IMO, it should give you an immediate income as a base & build from there.
Fourth- If you are sensible, commited & have done your homework then a wee white lie about the purpose for the loan may not be a bad thing.
Fifth- Can't think of owt but that should be enough to chew on for now.
