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In my case, a sare heid (sore head)😆I'm 67 Daz. I think if you get the balance right then there's no reason why you can't work into retirement like me. My mortgage was paid off a couple of years ago meaning that my outgoings now are minimal. Also love my holidays I quit smoking 20 years ago and only drink socially.
Our mortgage will be paid off in 2 years. Me and my missus will be 56 and 57 respectively. I'll put some of the extra money i won't be spending on the mortgage into my private pension and carry on working if my health is good.
I'm the sort of guy who will not stop working (in some capacity)unless im forced to due to injury of ill health.
I'm down to 20-25 hours per week and hope I can stay at this level for many years to come.
All the best for Xmas and the new year pal.
Can’t keep up with you Daz. You’ve always said sod paying into a pension, they are scams etc. What’s changed your opinion on pensions?
I only changed my mind on pensions because of tax relief (plus im getting older). Hopefully I'll have 20 years of paying into a private pension. Its only a NEST pension so government backed and open to the self employed (and easy to open online)......
Fair enough Daz, you got there in the end. Now just imagine how much your nest egg would be if you’d have started paying into a pension or stocks and shares through an ISA 10+ years ago.
Just imagine what he could have now if he had invested in property 😉
Not sure if this is any use to anyone............Looks good, but from what I can see it's going to be a lot of extra admin. It's not bridging software but full MTD software..
More info :
https://www.sage.com/en-gb/size/self-employed/
https://www.sage.com/en-gb/making-tax-digital/#getstarted
I'm 67 Daz. I think if you get the balance right then there's no reason why you can't work into retirement like me. My mortgage was paid off a couple of years ago meaning that my outgoings now are minimal. Also love my holidays I quit smoking 20 years ago and only drink socially.
Our mortgage will be paid off in 2 years. Me and my missus will be 56 and 57 respectively. I'll put some of the extra money i won't be spending on the mortgage into my private pension and carry on working if my health is good.
I'm the sort of guy who will not stop working (in some capacity)unless im forced to due to injury of ill health.
I'm down to 20-25 hours per week and hope I can stay at this level for many years to come.
All the best for Xmas and the new year pal.
Can’t keep up with you Daz. You’ve always said sod paying into a pension, they are scams etc. What’s changed your opinion on pensions?
I only changed my mind on pensions because of tax relief (plus im getting older). Hopefully I'll have 20 years of paying into a private pension. Its only a NEST pension so government backed and open to the self employed (and easy to open online)......
Fair enough Daz, you got there in the end. Now just imagine how much your nest egg would be if you’d have started paying into a pension or stocks and shares through an ISA 10+ years ago.
I'm 67 Daz. I think if you get the balance right then there's no reason why you can't work into retirement like me. My mortgage was paid off a couple of years ago meaning that my outgoings now are minimal. Also love my holidays I quit smoking 20 years ago and only drink socially.
Our mortgage will be paid off in 2 years. Me and my missus will be 56 and 57 respectively. I'll put some of the extra money i won't be spending on the mortgage into my private pension and carry on working if my health is good.
I'm the sort of guy who will not stop working (in some capacity)unless im forced to due to injury of ill health.
I'm down to 20-25 hours per week and hope I can stay at this level for many years to come.
All the best for Xmas and the new year pal.
Can’t keep up with you Daz. You’ve always said sod paying into a pension, they are scams etc. What’s changed your opinion on pensions?
I only changed my mind on pensions because of tax relief (plus im getting older). Hopefully I'll have 20 years of paying into a private pension. Its only a NEST pension so government backed and open to the self employed (and easy to open online)......
That’s me paid a deposit on a 1 year old E Custom Sport. Will probably fly down for it on Saturday (Birmingham)… if not it will be between Christmas and New Year. That will then give me time to fit it out before starting back to work after New Year.
You’ve landed on your feet there Daz🤣I'm 67 Daz. I think if you get the balance right then there's no reason why you can't work into retirement like me. My mortgage was paid off a couple of years ago meaning that my outgoings now are minimal. Also love my holidays I quit smoking 20 years ago and only drink socially.
Our mortgage will be paid off in 2 years. Me and my missus will be 56 and 57 respectively. I'll put some of the extra money i won't be spending on the mortgage into my private pension and carry on working if my health is good.
I'm the sort of guy who will not stop working (in some capacity)unless im forced to due to injury or ill health.
I'm down to 20-25 hours per week and hope I can stay at this level for many years to come.
All the best for Xmas and the new year pal.
They are on the ground 3 high. I'm thinking a minimum 50p a panel and it may take half a day. Would like to clean a row for free then I will be able to work out how long it will take.Half a day🤣🤣
